Tata credit cards compared

Now discontinued and unavailable to new applicants, the Tata Card SELECT represented the higher tier of SBI Card's original 2019 Tata co-branded portfolio prior to being superseded by the Tata Neu SBI range. Charging an annual fee of ₹2,999, the card provided 3X Reward Points on grocery and department store purchases, dining, and international transactions, up to 5X at partner Tata retail outlets, and milestone e-gift vouchers valued up to ₹6,000. Because SBI Reward Points carried a valuation of approximately ₹0.25 each, the 3X accelerated categories yielded an effective return of around 0.75%. This overview is maintained purely as an informational reference for legacy cardholders rather than an application guide.

Now discontinued and closed to new applicants, the Tata Card functioned as the entry-level tier in SBI Card's original 2019 co-branded Tata lineup, having since been superseded by the Tata Neu Plus SBI Card. At an annual fee of ₹499, it offered 3X Reward Points on supermarket and departmental store purchases, up to 5% value back at designated Tata retail outlets, 1 base Reward Point per ₹100 on general spends, and a 1% fuel surcharge waiver. With SBI Reward Points redeemable at approximately ₹0.25 apiece, the base earning rate was relatively modest at 0.25%. This summary is provided solely for reference purposes for legacy cardholders.