Tata Card SELECT
Discontinued and closed to new applicants, the Tata Card SELECT was the premium tier of SBI's original 2019 Tata co-brand pairing, superseded by the Tata Neu SBI cards. For a ₹2,999 fee it earned 3X Reward Points on Departmental & Grocery stores, Dining and International spends, up to 5X at select Tata outlets, and spend-linked e-gift vouchers worth up to ₹6,000. SBI Reward Points were worth about ₹0.25 each, so even the 3X categories translated to roughly 0.75% back. This page stands as a reference record for existing holders, not a recommendation to apply.
View Tata Neu Infinity SBI Card →
Key features
What this card is built to do — the highlights that actually matter.
0.75% on Dining
3X points (~0.75%) on Departmental & Grocery stores, Dining and International spends; up to 5X on select Tata outlets.
0.75% on Groceries
3X points (~0.75%) on Departmental & Grocery store spends. Legacy Tata co-brand, superseded by the Tata Neu SBI cards.
Milestone Bonus
~₹6,000 in bonus rewards on hitting annual spend milestones
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Dining | reward points | 0.75% | — |
| Groceries | reward points | 0.75% | — |
| Other | reward points | 0.25% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹3,539 |
| Joining fee (incl. 18% GST) | ₹3,539 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹6,000/yr in total.
milestone bonus ~ ₹6,000 /yr
Spend-linked e-gift vouchers worth up to Rs. 6,000 on annual milestone spends. Legacy benefit; card no longer open to new applicants.
Should you get it?
Best for: Reference only — legacy cardholders
Premium tier — a solid all-rounder for steady monthly spend.
Strongest value if you spend heavily on Dining ( 0.75% back).
✓ Pros
- 3X points on Departmental & Grocery, Dining and International spends
- Up to 5X points on spends at select Tata outlets
- Spend-linked gift vouchers worth up to Rs. 6,000
- Broader everyday-category rewards than the base Tata Card
✕ Cons
- Discontinued — closed to new applicants, superseded by the Tata Neu SBI cards
- Rs. 2,999 fee was steep for a points card valued at Rs. 0.25/point
- Value concentrated in Tata outlets and a handful of accelerated categories
Eligibility & documents
Min. income
₹60,000 /mo
Employment
Salaried · Self-employed
Documents required
- PAN card
- Aadhaar / address proof
- Income proof (salary slips or ITR)
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Reward Points redeemable against the SBI Card catalogue (legacy structure)
🎁 Spend-linked e-gift vouchers on reaching annual milestone thresholds
What your SBI Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Capped at 60,000 pts/month from Apr 2026
Rewards catalogue / vouchers BEST Vouchers & merchandise
The concern Discontinued and superseded by the Tata Neu SBI cards, with a steep ₹2,999 fee for a points card valued at only ₹0.25 per point.
The bottom line
As a closed legacy offering with no current application pathway, the Tata Card SELECT provided dependable benefits during its active lifespan through boosted everyday points, Tata merchant rewards, and milestone vouchers. Existing cardholders should evaluate their returns against modern alternatives like the Tata Neu Infinity SBI Card, which delivers substantially higher value across Tata brands and features a significantly lower foreign exchange markup.
Sources & verification
Fees, reward rates, and benefits for the Tata Card SELECT are taken from SBI Card 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 10 Jul 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
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Frequently asked questions
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