Jupiter credit cards compared

Issued in partnership with CSB Bank, the Jupiter Edge+ is an app-driven RuPay credit card designed to address a common gap: earning rewards on routine UPI merchant payments. Tailored for UPI-focused consumers, the card has zero recurring annual fees and is available with a waived ₹999 joining fee under an ongoing promotional offer, though it is not permanently lifetime-free as the joining fee can be reinstated. A sequence of 2026 program updates has restructured its reward potential: the travel category (initially reduced from 10% to 7%) was narrowed on 1 June 2026 to apply exclusively to Jupiter Flights at ~5% (25 Jewels per ₹100, capped at 5,000 Jewels monthly), relegating third-party OTAs like MakeMyTrip, Yatra, EaseMyTrip, and Cleartrip to base earn rates. Concurrently, Jewel redemptions for statement credit were devalued by ~30% to ₹0.14 per Jewel, whereas brand vouchers, Jupiter Flights, digital gold, and Air India mileage transfers retain the full ₹0.20 value. Accelerated online shopping is subject to ceilings of ₹2,000 monthly, ₹600 per merchant, and ₹200 per transaction (with eligible brand gift cards qualifying), while general UPI transactions earn an uncapped base rate of 5 Jewels per ₹100. Today's proposition is more restrictive than its launch iteration and yields the best return when redemptions are routed through brand vouchers rather than statement credits.