Issued by slice Small Finance Bank following slice's merger with North East Small Finance Bank, the slice UPI Credit Card is a lifetime-free, UPI-centric product designed for everyday digital payments and credit score development. Cardholders can link it across standard UPI applications to earn cashback rewards termed 'Monies' on QR code transactions across all ticket sizes. Although marketing materials advertise earning rates of 'up to 3%,' unlocking that upper tier requires maintaining substantial funds (roughly ₹5 lakh in unredeemed Monies alongside a ₹5 lakh average balance), making an effective ~1% return the realistic baseline for regular users. Key highlights include a 0% foreign currency markup on international online purchases and the 'slice in 3' feature, allowing transactions to be split into three equal, interest-free monthly installments. Operating under a full banking framework, the card reports as an unsecured revolving credit line to CIBIL, serving as an accessible entry-level option for establishing a credit profile.
