Standard Chartered EaseMyTrip Credit Card
The SC EaseMyTrip is a ₹350 travel co-brand whose value sits almost entirely in booking discounts rather than rewards. Using promo code EMTSCB on EaseMyTrip you get a flat 20% off participating hotels (capped ₹5,000 domestic, ₹10,000 international), 10% off flights (capped ₹1,000 domestic, ₹5,000 international) and ₹125 off bus tickets over ₹500 — but each discount category can be used only once per calendar month per card (T&C cl. 8g); primary and supplementary cards each get their own allowance. The counterintuitive part is the points: the 10 RP per ₹100 accelerator applies to standalone airline and hotel websites and apps — explicitly NOT to bookings made on EaseMyTrip itself, which earn the 2 RP per ₹100 base. At SC's stated 1 RP = ₹0.25 that is 2.5% on standalone travel and 0.5% everywhere else, with no monthly cap. Two domestic lounge visits a year remain; international lounge access was withdrawn on 15 October 2024.
Key features
What this card is built to do — the highlights that actually matter.
2.5% on Travel
10 RP per ₹100 booking flights and hotels direct with the airline or hotel (~2.5% at 25p). Does not apply to bookings on EaseMyTrip itself, which earn the base rate — you take the 20%/10% discount there instead.
0.5% on Other
2 RP per ₹100 on all other retail spends (~0.5% at 25p). No monthly cap on points earned. Points expire 2 years from the date earned and redeem only against the 360 Rewards catalogue.
️ Airport Lounge Access
2 complimentary domestic lounge visits per calendar year via the Visa domestic lounge programme. International lounge access (in and outside India) was discontinued with effect from 15 October 2024
Annual Fee Waiver
Fee of ₹350 + 18% GST (₹413 all-in)/yr fully waived when you spend ₹50,000/year
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travel | reward points | 2.5% | — |
| Other | reward points | 0.5% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹413 |
| Joining fee (incl. 18% GST) | ₹413 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
| Reward redemption fee | ₹99 |
Perks & benefits
Estimated annual value beyond rewards — ~₹1,600/yr in total.
️ lounge access ~ ₹1,600 /yr
2 complimentary domestic lounge visits per calendar year via the Visa domestic lounge programme. International lounge access (in and outside India) was discontinued with effect from 15 October 2024
Should you get it?
Best for: Regular EaseMyTrip bookers who will use the 20% hotel discount, Occasional travellers wanting a cheap second card for trips, First-time cardholders easing into a travel card
Entry tier — great for first-time and lower-spend users.
Strongest value if you spend heavily on Travel ( 2.5% back).
Frequent travellers benefit from the included airport lounge access.
✓ Pros
- 20% off hotels and 10% off flights on EaseMyTrip — one booking can repay the ₹350 fee many times over
- 2.5% effective on flights and hotels booked direct with the airline or hotel
- No monthly cap on reward points
- Low ₹350 fee that waives at just ₹50,000 of annual spend
- Open to applicants from age 18
✕ Cons
- Each discount category works only once per calendar month per card — a second hotel booking in the same month gets no discount
- The 10x accelerator excludes EaseMyTrip's own site — you cannot stack the discount and the bonus points
- Base earn is a thin 0.5% once SC's 25-paisa point value is applied
- Points redeem only against the 360 Rewards catalogue — no statement-credit option
- Reward points expire 2 years after they are earned
- International lounge access was withdrawn on 15 October 2024; only 2 domestic visits a year remain
Eligibility & documents
Age
18 –65 years
Min. income
₹20,000 /mo
Employment
Salaried · Self-employed
Documents required
- PAN card
- Identity proof — passport, voter ID or government photo ID
- Address proof — Aadhaar, passport, driving licence or voter ID
- Latest one month salary slip (salaried) or latest ITR / certified financials (self-employed)
- Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
🎁 360 Rewards catalogue — products, vouchers and services (1 RP = ₹0.25)
What your Standard Chartered Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Standard redemption
Gift voucher catalogue BEST Brand & e-gift vouchers
The concern The 10x accelerator does not apply on EaseMyTrip's own site — the discount and the bonus points are mutually exclusive, which is the opposite of what a co-brand usually implies.
The bottom line
When utilized for its headline booking discounts, the EaseMyTrip card offers outstanding value against its modest ₹350 annual fee: a single hotel or flight booking with 20% or 10% off can easily recoup the holding cost. From a pure rewards standpoint, however, the card is modest—the baseline return is 0.5%, and the 2.5% travel accelerator applies only to direct merchant portals rather than EaseMyTrip itself. Provided you separate the direct discount portal bookings from direct airline spends, it serves as a low-cost, effective travel tool.
Sources & verification
Fees, reward rates, and benefits for the Standard Chartered EaseMyTrip Credit Card are taken from Standard Chartered 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 7 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Standard Chartered . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2022 · 3 changes · last change Oct 2024
▲ Revaluation ▼ Devaluation ◆ Neutral / reversed
2024 1 change — 1 cut
▼ Lounge Effective 15 Oct 2024
International lounge access and Priority Pass withdrawn
Priority Pass with international lounge visits + quarterly domestic lounge access → 2 complimentary domestic lounge visits per calendar year only
Standard Chartered discontinued the complimentary Priority Pass on the EaseMyTrip card and stopped all complimentary international lounge access, which became chargeable per visit. Domestic lounge access was cut from one visit each quarter to just two visits per calendar year, sharply reducing the card's travel-lounge value.
Verification: Standard Chartered ↗ · Confidence: High
2023 1 change — 1 cut
▼ Fee Effective 2 Apr 2023
1% processing fee on rent payments
No fee on rent payments → 1% fee on all rental transactions
Standard Chartered began levying a 1 percent processing fee on all rental payments made with its credit cards, effective 2 April 2023. As a card already in market since 2022, the EaseMyTrip card was covered by this bank-wide change.
Verification: CardAdvisor Research · Confidence: High
2022 1 change — 1 neutral
◆ Launch Effective 19 Jul 2022
Standard Chartered EaseMyTrip card launched
Standard Chartered and EaseMyTrip launched their co-branded travel credit card on 19 July 2022. At a ₹350 fee it offered flat 20 percent off hotels and 10 percent off flights booked on EaseMyTrip, 2 reward points per ₹100 base earning with 10 points per ₹100 on direct airline and hotel spends, plus complimentary domestic and international airport lounge access.
Verification: CardAdvisor Research · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: Standard Chartered EaseMyTrip Credit Card value timeline — CardAdvisor
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Quick summary
Type Entry credit card
Reward rate 0.5%–2.5%
Best for Regular EaseMyTrip bookers who will use the 20% hotel discount
Joining fee ₹350
Annual fee ₹350
Reviewed by
Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade
Last verified 7 Aug 2026
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