Samsung Axis Bank Infinite Credit Card
Samsung Axis Bank Infinite sits above the Signature as the premium tier of this Samsung co-brand, roughly doubling the device cashback while adding a genuine set of travel perks on top. Purchases made through Samsung's own channels — physical stores billed via Brand EMI on Pinelabs or Benow terminals, the Samsung eStore and Shop app, or Service Centre payments through PayU Soft POS — earn 10% cashback, capped at ₹5,000 a month and ₹20,000 a year. Worth flagging: two popular marketplace routes no longer qualify at all — Axis dropped Flipkart from the eligible-channels list on 20 December 2024, and Amazon followed on 1 January 2026, so buying a Samsung device through either platform now earns nothing. Spending outside Samsung purchases runs on Axis EDGE Reward Points instead: a base rate of 5 points per ₹100 (roughly ₹1), stepping up to 15 points per ₹100 (about ₹3) across five specific partners — BigBasket, Tata 1mg, Urban Company, Myntra and Zomato — with the same elevated rate applying to international spends too. New cardholders get a substantial welcome bonus of 30,000 EDGE points for completing three transactions within 30 days, worth close to ₹6,000. The real step-up from the Signature tier shows in travel benefits: 8 domestic lounge visits a year (gated behind ₹50,000 of spend in the prior three months) plus 6 international visits through a complimentary Priority Pass, along with a 1% fuel surcharge waiver. The ₹5,000 annual fee waives once you cross ₹7 lakh in yearly spend.
Key features
The essentials worth knowing before you apply.
Welcome Benefit
Around ₹6,000 in bonus reward points on activation
10% on Samsung purchases
Capped at ₹5,000 a month and ₹20,000 a year. Amazon stopped qualifying from 1 January 2026 and Flipkart from 20 December 2024.
3% on select partners & international spends
15 EDGE Reward Points per ₹100 on BigBasket, Tata 1mg, Urban Company, Myntra, Zomato and all international transactions
️ Airport Lounge Access
8 domestic visits a year (spend-gated) plus 6 international visits via Priority Pass
Annual Fee Waiver
₹5,000 + 18% GST fee waived once you spend ₹7 lakh in a year
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shopping | cashback | 10% | ₹5,000 |
| International | reward points | 3% | — |
| Online Shopping | reward points | 3% | — |
| Other | reward points | 1% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹5,900 |
| Joining fee (incl. 18% GST) | ₹5,900 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
Perks & benefits
Non-reward value adds up to roughly ₹12,500 a year.
️ Lounge access ~₹12,000/yr
8 domestic visits a year (gated behind ₹50,000 of spend in the prior 3 months) plus 6 international visits via complimentary Priority Pass.
Fuel surcharge waiver ~₹500/yr
1% waiver on eligible fuel transactions.
Should you get it?
Best for: high spenders committed to the Samsung ecosystem, buyers of flagship Samsung phones and appliances each year, and frequent travellers who'll actually use both the domestic and international lounge access.
A premium-tier card, well suited to consistent higher-spend users.
Value is strongest for shoppers who route Samsung purchases through the card's qualifying channels.
✓ Pros
- 10% cashback on Samsung purchases, capped at ₹5,000/month and ₹20,000/year
- A large 30,000-point welcome bonus worth roughly ₹6,000
- 3% (15 EDGE points/₹100) on BigBasket, Tata 1mg, Urban Company, Myntra and Zomato
- 8 domestic plus 6 international lounge visits, along with a 1% fuel surcharge waiver
✕ Cons
- ₹5,000 fee with a high ₹7 lakh waiver threshold — only worthwhile for genuinely heavy, Samsung-committed spenders
- The 10% cashback applies only to Samsung purchases and caps out at ₹20,000 a year
- Flipkart and Amazon no longer qualify as cashback channels
- New applications have periodically been paused, with Axis redirecting prospects to the Signature variant
Eligibility & documents
Age
21–65 years
Employment
type: Salaried · Self-employed
Minimum income ₹1,00,000/month
Documents required
- PAN card
- Aadhaar or other valid address proof
- Bank statements for the last 3 months
- Income proof — salary slips for salaried applicants, ITR for self-employed
- Recent passport-size photograph
How to redeem rewards
Ways to turn earnings into value.
🎁 Samsung cashback is credited directly to your card statement
🎁 EDGE Reward Points can be redeemed through the Axis EDGE rewards catalogue — shopping, travel and vouchers
What your Axis EDGE Reward Points are worth
Realistic per-point value across redemption routes. EDGE Rewards cashback (standard EDGE Reward Points): ₹0.20/pt EDGE Rewards vouchers (gift-voucher catalogue): ₹0.20/pt Travel EDGE portal (flights & hotels): ₹0.20/pt
The bottom line
This card performs best in a year you're actually buying Samsung devices — up to ₹20,000 in device cashback plus a roughly ₹6,000 welcome bonus can clear the ₹5,000 fee on their own, and the lounge access and partner earn rate add genuine everyday value on top. The catch is the ₹5,000 fee and ₹7 lakh waiver threshold, which really only make sense for a heavy, Samsung-loyal spender who'll also use the travel perks.
Frequently asked questions
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