RBL Bank World Safari Credit Card
RBL World Safari is a travel-focused card earning 5 reward points per ₹100 (~1.25%) on travel bookings, with 0% forex markup and complimentary Priority Pass for airport lounge access. Designed for RBL customers who travel a few times a year and want lounge access without a ₹10,000+ fee.
Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹3,000 in vouchers, points or cashback on card activation
1.25% on Travel
5 reward points per ₹100 (~1.25%) on travel; 0% forex markup. International spend earns nothing EXCEPT travel-category bookings, which still earn 5 RP per ₹100
0.5% on Other
2 reward points per ₹100 (~0.5%) on other spends
️ Airport Lounge Access
2 complimentary visits per quarter at domestic and international airport lounges
Zero Forex Markup — but no rewards abroad
No markup on international spends, but they earn nothing on this card, so a purchase abroad costs no extra and returns nothing.
Golf Privileges
4 complimentary golf rounds a year plus a free lesson each month (Mastercard variant)
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹250/month
Milestone Bonus
~₹2,500 in bonus rewards on hitting annual spend milestones
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travel | reward points | 1.25% | — |
| Other | reward points | 0.5% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹3,540 |
| Joining fee (incl. 18% GST) | ₹3,540 |
| Finance charge (APR) | 3.99% p.m. |
| Forex markup International spends are excluded from rewards on this card, so a purchase abroad costs no extra but earns nothing. A card with a small markup that still earns can work out better overseas. | 0% |
| Fuel surcharge waiver | 1%, cap ₹250 |
| Reward redemption fee | ₹99 |
Perks & benefits
Estimated annual value beyond rewards — ~₹40,750/yr in total.
️ lounge access ~ ₹18,000 /yr
8 domestic lounge visits a year (2 per quarter, on ₹35,000 prior-quarter spend) plus Priority Pass with 2 international visits a year, and 1 extra international visit per calendar quarter on ₹50,000 of quarterly spend — visits beyond the free allowance are chargeable at up to $35 each
golf ~ ₹4,000 /yr
4 complimentary golf rounds a year plus a free lesson each month (Mastercard variant)
milestone bonus ~ ₹2,500 /yr
10,000 travel reward points when eligible annual spend reaches ₹2.5 lakh
milestone bonus ~ ₹3,750 /yr
A further 15,000 travel reward points when eligible annual spend reaches ₹5 lakh (25,000 points in total)
milestone bonus ~ ₹10,000 /yr
A ₹10,000 Taj Experiences voucher when eligible annual spend reaches ₹7.5 lakh (the ₹3,000 MakeMyTrip welcome voucher is separate and one-time)
fuel waiver ~ ₹1,500 /yr
1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹250 a month
️ insurance ~ ₹1,000 /yr
Complimentary travel insurance with a USD 50,000 sum insured — personal liability, trip delay, baggage loss, loss of passport and emergency dental treatment
Milestone ladder
- 1₹2,50,000 a year₹2,500 of value
- 2₹5,00,000 a year₹3,750 of value
- 3₹7,50,000 a year₹10,000 of value
Should you get it?
Best for: Frequent international travellers who want zero forex markup, Travellers who value lounge access and travel rewards
Premium tier — a solid all-rounder for steady monthly spend.
Strongest value if you spend heavily on Travel ( 1.25% back).
Frequent travellers benefit from the included airport lounge access.
✓ Pros
- 0% forex markup on all international spends — a standout for travellers
- 5 reward points per ₹100 on travel spends, including international travel bookings
- Domestic and Priority Pass international lounge access
- ₹3,000 MakeMyTrip welcome voucher offsets the fee
- Milestones of 10,000 points at ₹2.5 lakh, 15,000 more at ₹5 lakh and a ₹10,000 voucher at ₹7.5 lakh
- 1% fuel surcharge waiver (₹500–₹4,000 transactions, ₹250 a month) and complimentary travel insurance
✕ Cons
- Domestic lounge needs ₹35,000 of prior-quarter spend
- Only 2 points per ₹100 on non-travel spends
- International lounge visits are limited to 2 a year (plus spend-based extras)
- Fuel, utilities, wallet loads, insurance, rent, railways and miscellaneous payments earn no reward points
- A ₹99 + GST reward redemption fee applies each day you redeem points
Eligibility & documents
Min. income
₹50,000 /mo
Employment
Salaried · Self-employed
Documents required
- PAN card
- Aadhaar / address proof
- Income proof (salary slips or ITR)
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Redeem reward points for travel, vouchers and products via the RBL rewards catalogue
🎁 Use the MakeMyTrip voucher toward bookings
🎁 A ₹99 + GST redemption fee is charged once for all redemptions made on the same day
What your RBL Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Standard redemption
Gift voucher catalogue BEST Brand & e-gift vouchers
The concern Newer zero-forex cards (Scapia, IDFC Wealth) beat it for international spending — its edge is now mostly the lounge programme.
The bottom line
The RBL World Safari delivers compelling value at the ₹3,000 price point by pairing a 0% forex markup with Priority Pass international and domestic airport lounge access. While its ~1.25% travel reward earn is relatively modest and competition in the zero-forex segment has increased, the card remains a practical choice for regular international travelers seeking accessible lounge privileges and low overseas transaction costs.
Sources & verification
Fees, reward rates, and benefits for the RBL Bank World Safari Credit Card are taken from RBL Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 6 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2019 · 5 changes · last change Jan 2026
▲ Revaluation ▼ Devaluation ◆ Neutral / reversed
2026 1 change — 1 cut
▼ Fee Observed Jan 2026 · Effective 7 Jan 2026
New 1% fee on large FASTag top-ups and toll payments
No FASTag or toll transaction fee → 1% fee on any FASTag-loading or toll-payment transaction above ₹10,000
From 7 January 2026 RBL Bank charges a 1% fee on any single FASTag-loading or toll-payment transaction above ₹10,000, measured per transaction per card, across merchant category codes 4784, 4111 and 4131. Because the threshold is per transaction rather than a monthly aggregate, it bites on one-off large FASTag top-ups rather than on regular commuting; splitting a top-up below ₹10,000 avoids it. The fee sits alongside RBL's existing 1% charges on rent, on utility spends above ₹50,000 a month, on fuel transactions above ₹10,000, and on education payments routed through third-party apps. It is a fee on the transaction, not a change to reward earning — these categories already earn no reward points on most RBL cards.
Verification: RBL Bank ↗ · Confidence: High
2025 1 change — 1 cut
▼ Lounge Effective 1 Jul 2025
Domestic lounge access spend-gated at ₹35,000/quarter
Complimentary domestic visits (2/quarter) → Requires ₹35,000 spend in the prior calendar quarter
From 1 July 2025 the 2-per-quarter complimentary domestic airport lounge visits became conditional on spending ₹35,000 or more in the previous calendar quarter; new cardholders get no access in their issuing quarter and add-on cardholders' spend counts but they cannot use lounges. International lounge access was left unchanged.
Verification: RBL Bank ↗ · Confidence: High
2024 2 changes — 1 cut, 1 neutral
▼ Milestone Effective 15 Oct 2024
Milestone points & spend qualification excluded on many categories
Most retail spends earned milestone points → Fuel, utilities, insurance, rent, education, wallet, EMI etc. excluded
Effective 15 October 2024, spends on a long list of categories — Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Cash, Bills2Pay, EMI conversion and more — no longer earn milestone bonus reward points, and several of the same categories stopped counting toward the spend value that unlocks spend-based benefits.
Verification: RBL Bank ↗ · Confidence: High
◆ Lounge Effective 1 Aug 2024
Priority Pass embedded into the card
Separate physical Priority Pass card → Access directly via the RBL credit card
From 1 August 2024 RBL discontinued the separate physical Priority Pass card and embedded the membership into the World Safari credit card itself, so cardholders access international lounges by presenting the credit card. The 2-visits-per-calendar-year international entitlement was unchanged; international transactions must be activated on the card.
Verification: CardAdvisor Research · Confidence: High
2019 1 change — 1 neutral
◆ Launch Effective 2019
World Safari launched — India's first 0% forex retail travel card
RBL Bank launched the World Safari Credit Card, positioned as India's first retail travel card with 0% foreign-currency markup on all international spends. It earned 5 reward points per ₹100 on travel and 2 per ₹100 on other spends, bundled a ₹3,000 MakeMyTrip welcome voucher, complimentary Priority Pass (2 international visits/year) and domestic lounge access, at a ₹3,000 + GST annual fee.
Verification: CardAdvisor Research · Confidence: Reconstructed
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Quick summary
Type Premium credit card
Reward rate 0.5%–1.25%
Best for Frequent international travellers who want zero forex markup
Joining fee ₹3,000
Annual fee ₹3,000
Reviewed by
Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade
Last verified 6 Aug 2026
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