How does the movie benefit work?

By spending ₹5,000 in a billing cycle, you unlock a ₹500 monthly BookMyShow discount (up to ₹250 each on 2 tickets), along with up to ₹100 off food and beverage orders on BookMyShow, offering up to ₹6,000 in annual movie savings for consistent users.

Is the card lifetime free?

No, the card has a ₹500 joining fee and a ₹500 annual fee. Annual fees can be waived by meeting either a ₹1.5 lakh yearly spend requirement or through BookMyShow Superstar status.

What is the BookMyShow Superstar fee waiver?

Cardholders sourced through BookMyShow who make at least 10 transactions on the platform within an anniversary year receive Superstar status, which waives the annual renewal fee. Otherwise, the renewal fee of ₹500 plus 18% GST (totaling ₹590 billed) can be waived by achieving ₹1,50,000 in annual spend, or roughly ₹12,500 monthly.

Which spends do not count toward the thresholds?

Transactions on fuel, utility bills, digital wallet loads, rent, government payments, insurance, cash advances, education, and EMI conversions are excluded from the ₹5,000 monthly benefit threshold, fee-waiver spend calculations, and reward earning.

What rewards does it earn on regular spends?

RBL does not publish an active base reward earning rate for the Play card. The core value lies in its monthly BookMyShow cinema discounts rather than reward points, which carry an effective return of roughly 0.25% on other spends and are subject to a ₹99 redemption fee.

Is there a welcome benefit?

A ₹500 BookMyShow discount is provided on your initial purchase made within 30 days of card issuance. Comparing this ₹500 benefit against the all-inclusive ₹590 joining fee (with 18% GST) leaves an initial first-year gap of roughly ₹90 before accounting for regular entertainment savings.

How has the RBL Bank Play Credit Card changed over time?

Our Value Timeline tracks 5 events for the RBL Bank Play Credit Card since 2022, including 4 devaluations and 0 improvements. The most recent revision introduced a 1% fee on large FASTag recharges and toll transactions on 7 January 2026, documented from official terms.

Has the RBL Bank Play Credit Card been devalued recently?

Yes, 3 devaluations have been tracked over the past 24 months. The latest change on 7 January 2026 introduced a 1% fee on FASTag top-ups and toll payments over ₹10,000, where previously no fee applied.

When did the RBL Bank Play Credit Card's fees last change?

On 7 January 2026, a 1% surcharge was implemented for single FASTag top-ups and toll transactions exceeding ₹10,000. All current charges are detailed in the fee table above, with earlier changes recorded in the Value Timeline.

How did the RBL Bank Play Credit Card change in 2024?

During 2024, 2 devaluations took effect on 15 October 2024: 1% fees were introduced on large fuel, utility, and education spends, and extensive category exclusions (education, government, cash, Bills2Pay, and more) were applied to reward earning.

RBL BankSELECT

RBL Bank Play Credit Card

3.9 / 5SarvCred Editorial Review

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RBL Bank

RBL Bank Play Credit Card

Name: RBL Bank Play Credit Card
Brand: SarvCred
Rating: 3.9 (1 reviews)

Mid-tierFee variesRewardsDining

The RBL Play is an entry-level entertainment card built around one recurring benefit — a ₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings. It carries a ₹500 fee waived at ₹1.5 lakh of annual spend, and RBL runs a second waiver route for cardholders sourced through BookMyShow — 10 BookMyShow transactions in an anniversary year earns Superstar status, which waives the annual fee outright. RBL does not publish a base reward-points rate for it, so treat it as a movie perk card, not a rewards engine, and pair it with a proper cashback card for everyday spend.

Key features

What this card is built to do — the highlights that actually matter.

🎁

Welcome Benefit

~₹500 in vouchers, points or cashback on card activation

⭐

0.25% on Other

Base reward points — RBL does not officially publish the Play base earn rate; the card's real value is the monthly BookMyShow benefit, not base points. A ₹99 redemption fee applies

💳

Annual Fee Waiver

Fee of ₹500 + 18% GST (₹590 all-in)/yr fully waived when you spend ₹1,50,000/year

⛽

Fuel Surcharge Waiver

1% waiver on fuel transactions, capped at ₹100/month

🎬

Movie Ticket Benefit

₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings

Full reward structure

Category	Type	Rate	Monthly cap
Other	reward points	0.25%	—

Fees & charges

Charge	Amount
Annual fee (incl. 18% GST)	₹590
Joining fee (incl. 18% GST)	₹590
Finance charge (APR)	3.99% p.m.
Forex markup	3.5%
Fuel surcharge waiver	1%, cap ₹100
Reward redemption fee	₹99

Perks & benefits

Estimated annual value beyond rewards — ~₹7,000/yr in total.

🎬

movie ticket ~ ₹6,000 /yr

₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings

⛽

fuel waiver ~ ₹1,000 /yr

1% fuel surcharge waiver on transactions of ₹500–₹4,000, capped at ₹100 a month

Should you get it?

Best for: Moviegoers who spend ₹5,000 a month for the BookMyShow benefit, RBL customers after a simple entry-level entertainment card

Entry tier — great for first-time and lower-spend users.

Strongest value if you spend heavily on Other ( 0.25% back).

✓ Pros

₹500 monthly BookMyShow discount (on ₹5,000 spend) plus ₹100 off F&B
Two fee-waiver routes — ₹1.5 lakh of spend, or 10 BookMyShow bookings a year for Superstar customers
₹500 BookMyShow welcome discount on the first purchase
Low ₹15,000 income bar — an accessible entry card
Fuel surcharge waiver up to ₹100 a month

✕ Cons

Not lifetime-free — ₹500 fee, waived at ₹1.5 lakh of spend or via BookMyShow Superstar status
The Superstar waiver route is open only to cardholders sourced through BookMyShow
No officially published base reward-points rate
The ₹500 BookMyShow benefit needs ₹5,000 of spend every billing month
No airport lounge or travel benefits

Eligibility & documents

Age

21 –65 years

Min. income

₹15,000 /mo

Employment

Salaried · Self-employed

Documents required

PAN card
Aadhaar / valid address proof
Latest 3 months bank statement
Income proof — salary slips (salaried) or ITR (self-employed)
Recent passport-size photograph

How to redeem rewards

Ways to convert what you earn into real value.

🎁 Online rewards catalogue (vouchers, merchandise) via the RBL rewards portal — ₹99 redemption fee

🎁 Statement credit / cashback adjustment

What your RBL Reward Points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit BEST Standard redemption

₹ 0.25 /pt

Gift voucher catalogue BEST Brand & e-gift vouchers

₹ 0.25 /pt

The concern The ₹500 benefit needs ₹5,000 of spend each billing month, the fee waiver needs either ₹1.5 lakh of annual spend or BookMyShow Superstar status, and there is no published base reward rate — without the movie habit there is little here.

The bottom line

The RBL Play is tailored almost exclusively as an entertainment perk card. Regular cinema visitors can easily surpass the ₹500 annual fee through the ₹500 monthly BookMyShow ticket discount (unlocked on ₹5,000 spend) and ₹100 F&B concession, with BookMyShow-sourced cardholders having the option to waive the fee via 10 annual bookings instead of the ₹1.5 lakh spend requirement. Because everyday reward earning is minimal, it is best paired with a dedicated cashback card for routine purchases.

Sources & verification

Fees, reward rates, and benefits for the RBL Bank Play Credit Card are taken from RBL Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 6 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →

Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.

Value timeline

Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.

Tracking since 2022 · 5 changes · last change Jan 2026

▲ Revaluation ▼ Devaluation ◆ Neutral / reversed

2026 1 change — 1 cut

▼ Fee Observed Jan 2026 · Effective 7 Jan 2026

New 1% fee on large FASTag top-ups and toll payments

No FASTag or toll transaction fee → 1% fee on any FASTag-loading or toll-payment transaction above ₹10,000

From 7 January 2026 RBL Bank charges a 1% fee on any single FASTag-loading or toll-payment transaction above ₹10,000, measured per transaction per card, across merchant category codes 4784, 4111 and 4131. Because the threshold is per transaction rather than a monthly aggregate, it bites on one-off large FASTag top-ups rather than on regular commuting; splitting a top-up below ₹10,000 avoids it. The fee sits alongside RBL's existing 1% charges on rent, on utility spends above ₹50,000 a month, on fuel transactions above ₹10,000, and on education payments routed through third-party apps. It is a fee on the transaction, not a change to reward earning — these categories already earn no reward points on most RBL cards.