RBL Bank Fun+ Credit Card
The RBL Fun+ is a movie-led entry card whose real benefit is a ₹500 BookMyShow voucher each month you spend ₹5,000, plus 10% off (max ₹100) on movie bookings — worth up to ₹6,000+ a year for a moviegoer who clears the spend. It is a ₹499 card (waived at ₹1.5 lakh), not lifetime-free as the catalog suggested. Base earn is a thin but uncapped 1 reward point per ₹100 (₹99 redemption fee), lifted to 20 points per ₹100 on weekend dining and 10 points per ₹100 at BookMyShow, Pizza Hut and KFC — those accelerated rates share a combined 1,000-point monthly ceiling. A ₹4 lakh annual spend pays a further 12,000 points. There is a fuel surcharge waiver too. Hold it for the movie benefit and pair it with a proper cashback card.
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Key features
What this card is built to do — the highlights that actually matter.
5% on Dining
20 reward points per ₹100 on weekend (Saturday–Sunday) dining. Accelerated earn across dining and the partner merchants shares one combined cap of 1,000 points a month
2.5% on Dining
10 reward points per ₹100 at BookMyShow, Pizza Hut and KFC. Accelerated earn across dining and the partner merchants shares one combined cap of 1,000 points a month
Annual Fee Waiver
Fee of ₹499 + 18% GST (₹589 all-in)/yr fully waived when you spend ₹1,50,000/year
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹100/month
Movie Ticket Benefit
₹500 BookMyShow voucher each month you spend ₹5,000, plus 10% off (max ₹100) on up to 15 movie bookings a year
Milestone Bonus
~₹3,000 in bonus rewards on hitting annual spend milestones
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Dining | reward points | 5% | ₹250 |
| Dining | reward points | 2.5% | ₹250 |
| Other | reward points | 0.25% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹589 |
| Joining fee (incl. 18% GST) | ₹589 |
| Finance charge (APR) | 3.99% p.m. |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1%, cap ₹100 |
Perks & benefits
Estimated annual value beyond rewards — ~₹9,000/yr in total.
movie ticket ~ ₹6,000 /yr
₹500 BookMyShow voucher each month you spend ₹5,000, plus 10% off (max ₹100) on up to 15 movie bookings a year
milestone bonus ~ ₹3,000 /yr
12,000 bonus reward points on ₹4 lakh of eligible spend in a billing year — the milestone programme's maximum
Spend milestone
· ₹4,00,000 a year ₹3,000 of value
Should you get it?
Best for: Moviegoers who spend ₹5,000 a month for the BookMyShow voucher, RBL customers after a simple entry card
Entry tier — great for first-time and lower-spend users.
Strongest value if you spend heavily on Dining ( 5% back).
✓ Pros
- ₹500 monthly BookMyShow voucher (on ₹5,000 spend) plus 10% off movie bookings
- 20 points per ₹100 on weekend dining and 10 per ₹100 at BookMyShow, Pizza Hut and KFC
- 12,000 bonus reward points at ₹4 lakh of annual spend
- Worth ₹6,000+ a year for a regular moviegoer, easily clearing the ₹499 fee
- Low ₹12,000 income bar — an accessible entry card
- Good first credit card for building history
✕ Cons
- No airport lounge or travel benefits
- Thin base earn — ~0.25% reward points, with a ₹99 redemption fee
- Not lifetime-free — ₹499 fee, waived only at ₹1.5 lakh of spend
Eligibility & documents
Age
18 –60 years
Min. income
₹12,000 /mo
Employment
Salaried · Self-employed · Student
Documents required
- PAN card
- Aadhaar / valid address proof
- Latest 3 months bank statement
- Income proof — salary slips (salaried) or ITR (self-employed)
- Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Statement credit / cashback adjustment
🎁 Online rewards catalogue (vouchers, merchandise)
🎁 Flight & hotel bookings via the issuer rewards portal
What your RBL Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Standard redemption
Gift voucher catalogue BEST Brand & e-gift vouchers
The concern It is not lifetime-free (₹499, waived at ₹1.5 lakh), the voucher needs ₹5,000 of spend each month, and the base reward earn is minimal — without the movie habit there is little here.
The bottom line
The RBL Bank Fun+ Credit Card is tailored primarily as an entertainment perk card rather than an all-around reward earner: the monthly ₹500 BookMyShow voucher on ₹5,000 spend plus the 10% ticket discount offer substantial recurring value for regular cinema enthusiasts, easily surpassing the ₹499 fee. However, the card is not lifetime-free and standard reward rates remain modest, making it ideal as a dedicated entertainment card alongside a broader cashback card for everyday expenses.
Sources & verification
Fees, reward rates, and benefits for the RBL Bank Fun+ Credit Card are taken from RBL Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 6 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Frequently asked questions
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