RBL Bank Blockbuster Credit Card

1. 1₹3,50,000 a year₹2,500 of value
2. 2₹5,00,000 a year₹3,750 of value

Best for: Frequent moviegoers who spend ₹20,000+ a month, Spenders who value quarterly domestic lounge access with their entertainment perks

Mid tier — a solid all-rounder for steady monthly spend.

Strongest value if you spend heavily on Dining ( 5% back).

Frequent travellers benefit from the included airport lounge access.

• 2 free BookMyShow tickets a month (on ₹20,000 spend)
• 4 complimentary domestic lounge visits a year, with no spend condition
• 20 reward points per ₹100 on weekend dining, up to 2,000 points a cycle
• Milestone ladder — 10,000 points at ₹3.5 lakh and a further 15,000 at ₹5 lakh
• 10% off BookMyShow bookings (up to ₹100 each, 15 transactions a year)
• Welcome bundle — 8,000 reward points plus a ₹1,000 BookMyShow benefit
• Fuel surcharge waiver up to ₹150 a month

• ₹3,000 fee with no spend-based waiver
• Free movie tickets require ₹20,000 of spend every billing month
• Thin 2 points per ₹100 base earn, with a ₹99 redemption fee

Ways to convert what you earn into real value.

🎁 Online rewards catalogue (vouchers, merchandise) via the RBL rewards portal — ₹99 redemption fee

🎁 Statement credit / cashback adjustment

The Blockbuster combines two monthly complimentary cinema tickets, unconditional quarterly domestic lounge visits, and a fee-recouping welcome bundle into a ₹3,000 card. For frequent moviegoers capable of maintaining a ₹20,000 monthly spend, the card delivers solid returns. However, with no annual fee waiver and a modest base earn rate of 2 points per ₹100, falling short of the monthly spending target quickly erodes the card's overall value proposition.

Sources & verification

Fees, reward rates, and benefits for the RBL Bank Blockbuster Credit Card are taken from RBL Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 6 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →

Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.

Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.

Tracking since 2022 · 5 changes · last change Jan 2026

▲ Revaluation ▼ Devaluation ◆ Neutral / reversed

▼ Fee Observed Jan 2026 · Effective 7 Jan 2026

New 1% fee on large FASTag top-ups and toll payments

No FASTag or toll transaction fee → 1% fee on any FASTag-loading or toll-payment transaction above ₹10,000

From 7 January 2026 RBL Bank charges a 1% fee on any single FASTag-loading or toll-payment transaction above ₹10,000, measured per transaction per card, across merchant category codes 4784, 4111 and 4131. Because the threshold is per transaction rather than a monthly aggregate, it bites on one-off large FASTag top-ups rather than on regular commuting; splitting a top-up below ₹10,000 avoids it. The fee sits alongside RBL's existing 1% charges on rent, on utility spends above ₹50,000 a month, on fuel transactions above ₹10,000, and on education payments routed through third-party apps. It is a fee on the transaction, not a change to reward earning — these categories already earn no reward points on most RBL cards.

Verification: RBL Bank ↗ · Confidence: High

▼ Reward Effective 15 Oct 2024

More categories excluded from points and qualifying spend

Most retail spends earned points and counted for benefits → Education, govt, cash, Bills2Pay etc. earn nothing and are excluded

From 15 October 2024 RBL widened its exclusions bank-wide: no reward points at all on Education, Government Services, Contracted Services, Cash, Bills2Pay and similar, and these plus Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Rental and Wallet stopped counting toward spend-based benefits. For Blockbuster that means such spends no longer count toward the ₹20,000 monthly threshold that unlocks the 2 free BookMyShow tickets, shrinking the spend base that reaches the benefit.

Verification: RBL Bank ↗ · Confidence: High

▼ Fee Effective 15 Oct 2024

New 1% fees on large fuel, utility and education spends

No category transaction fees → 1% on large fuel/utility/third-party-education spends

From 15 October 2024 RBL added a 1% fee on any single fuel transaction over ₹10,000 (capped ₹3,000/txn), 1% on utility spends over ₹50,000 in a month, and 1% on third-party-app education payments (Cred/PhonePe/Paytm and similar). These apply to Blockbuster like every RBL card, independent of how it rewards, and are separate from the standard 1% fuel-surcharge waiver on ₹500–4,000 fuel spends, which continues.

Verification: RBL Bank ↗ · Confidence: High

▼ Reward Effective 9 Oct 2023

Reward points removed on several everyday categories

Most spends earned 2 RP/₹100 → Insurance, wallet, fuel, utility, rent, railways, misc excluded

Effective 09 October 2023 RBL stopped awarding reward points on Insurance, Wallet loads, Fuel, Utilities, Rental, Railways and Miscellaneous transactions across its cards. Since Blockbuster earns a flat 2 reward points per ₹100 on all spends, these categories ceased to earn — narrowing the base that builds points. Milestone and the monthly movie-ticket benefit were untouched at this stage.

Verification: RBL Bank ↗ · Confidence: High

◆ Launch Effective 2022

Blockbuster launched as a BookMyShow movie-and-lifestyle card

RBL Bank launched the Blockbuster in partnership with BookMyShow as a mid-tier entertainment card: 2 free BookMyShow tickets every billing month you spend ₹20,000, a welcome haul of 8,000 reward points plus a ₹1,000 BookMyShow benefit, 4 complimentary domestic lounge visits a year and a ₹150/month fuel-surcharge waiver, on a base earn of 2 reward points per ₹100. Joining/annual fee ₹3,000 + tax with no spend waiver. Exact launch date undocumented — reconstructed to circa 2022.

Verification: CardAdvisor Research · Confidence: Reconstructed

Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.

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Source: RBL Bank Blockbuster Credit Card value timeline — CardAdvisor

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Quick summary

Type Mid credit card

Reward rate 0.25%–5%

Best for Frequent moviegoers who spend ₹20,000+ a month

Joining fee ₹3,000

Annual fee ₹3,000

Reviewed by

Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade

Last verified 6 Aug 2026

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