PVR INOX Kotak Credit Card
The PVR INOX Kotak is a single-purpose entertainment card for people who watch a lot of movies. Its centrepiece is a milestone benefit — one PVR INOX movie ticket (an "M Coupon" worth up to ₹300) per ₹10,000 band of spend in a monthly billing cycle, with no cap on the number of tickets. Kotak's slab table starts above ₹10,000, so exactly ₹10,000 earns nothing, ₹10,001–₹20,000 earns one ticket and a ₹50,000 monthly spender earns four; the fifth begins at ₹50,001. The coupon covers the ticket price only — booking and convenience fees, and any applicable taxes, are still payable by the cardholder. On top, it gives a flat 5% off movie tickets, 20% off food and beverages at PVR INOX, and complimentary access to in-cinema lounges. What it does NOT give is base reward points — Kotak publishes no earn rate for this card anywhere, so it is a benefits card, not a rewards card. There is no joining fee; the ₹499 annual fee applies at renewal with no spend waiver. Spends on rent, wallet loads and online gaming do not count toward the ticket milestone.
Key features
What this card is built to do — the highlights that actually matter.
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Kotak publishes no base earn rate for this card anywhere — its value is the milestone movie tickets and the PVR INOX ticket and F&B discounts, not an earn rate
Movie Ticket Benefit
1 PVR INOX movie ticket (M Coupon, worth up to ₹300) per ₹10,000 band of monthly billed spend, starting above ₹10,000 — uncapped. Claim within 2 billing cycles, then valid 60 days from claim. Booking fees and taxes stay payable. Rent, wallet and gaming excluded
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | reward points | 0% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹589 |
| Joining fee (incl. 18% GST) | Free |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹3,300/yr in total.
movie ticket ~ ₹1,800 /yr
1 PVR INOX movie ticket (M Coupon, worth up to ₹300) per ₹10,000 band of monthly billed spend, starting above ₹10,000 — uncapped. Claim within 2 billing cycles, then valid 60 days from claim. Booking fees and taxes stay payable. Rent, wallet and gaming excluded
movie ticket ~ ₹1,500 /yr
Flat 5% off PVR INOX movie tickets, 20% off food & beverages at PVR INOX, and complimentary in-cinema lounge access
Should you get it?
Best for: Frequent PVR INOX cinema-goers, Households that watch movies often
Entry tier — great for first-time and lower-spend users.
✓ Pros
- Uncapped free movie tickets — one per ₹10,000 band of monthly spend
- 5% off tickets and 20% off food & beverages at PVR INOX
- No joining fee, and complimentary in-cinema lounge access
✕ Cons
- Kotak publishes no base earn rate — treat everyday spend as earning nothing beyond milestone progress
- ₹499 annual fee at renewal, with no spend-based waiver
- Each M Coupon caps at ₹300 and covers the ticket only — booking fees and taxes stay payable
- Exactly ₹10,000 in a cycle earns nothing; Kotak's slab table starts at ₹10,001
- A coupon must be claimed within two billing cycles or the entitlement lapses unused
- Rent, wallet loads and online gaming do not count toward the ticket milestone
Eligibility & documents
Age
21 –60 years
Employment
Salaried · Self-employed
Documents required
- PAN card
- Aadhaar / valid address proof
- Latest 3 months bank statement
- Income proof — salary slips (salaried) or ITR (self-employed)
- Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Claim M Coupons within two billing cycles via Kotak net-banking or the app, then redeem within 60 days at PVR INOX — booking or convenience fees and taxes are paid separately on your card
🎁 Ticket and food-and-beverage discounts applied at PVR INOX at time of purchase
What your Kotak Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Standard redemption
Gift voucher catalogue BEST Brand & e-gift vouchers
The concern Kotak publishes no base earn rate for everyday spend, the ₹499 renewal fee has no spend waiver, each M Coupon caps at ₹300 with booking fees and taxes still payable, and rent/wallet/gaming spends do not count toward the ticket milestone — so the card only pays off for genuinely frequent PVR INOX visitors.
The bottom line
For regular patrons of PVR INOX theatres, this card provides a focused and rewarding set of entertainment perks. Uncapped free tickets (one per ₹10,000 monthly spend bracket), combined with 5% ticket savings, 20% off concession food, and in-cinema lounge access, offer concrete value to frequent moviegoers. However, because Kotak offers no base reward earn rate, the ₹499 renewal fee lacks a waiver condition, ticket coupons cap at ₹300, and booking taxes remain your responsibility, its value relies entirely on consistent cinema visits. It is best paired with a general cashback card for non-entertainment spending.
Sources & verification
Fees, reward rates, and benefits for the PVR INOX Kotak Credit Card are taken from Kotak Mahindra Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 5 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Kotak Mahindra Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2025 · 1 changes · last change Aug 2025
▲ Revaluation ▼ Devaluation ◆ Neutral / reversed
2025 1 change — 1 neutral
◆ Launch Effective 5 Aug 2025
PVR INOX Kotak Credit Card relaunched
One PVR INOX movie ticket (M Coupon, up to ₹300) per ₹10,000 band of monthly spend; ₹0 joining / ₹499 annual
Kotak Mahindra Bank and PVR INOX relaunched their co-branded cinema card in August 2025. Kotak published no release of its own, so the 5 August date comes from trade press rather than the bank; Kotak also never describes the card as succeeding the older PVR Kotak Gold, though that card and the PVR Platinum both sit on its discontinued list. The single-purpose entertainment card gives one PVR INOX movie ticket (an "M Coupon" worth up to ₹300) per ₹10,000 band of spend in a monthly billing cycle, uncapped — the slab table starts above ₹10,000 — plus 5% off tickets, 20% off food and beverages and in-cinema lounge access; Kotak publishes no base earn rate for it. Rent, wallet loads and online gaming do not count toward the ticket milestone. Because it launched after the 1 June 2025 Kotak revision, those milestone exclusions and the post-revision fee/finance-charge terms are baseline for this card, not later changes.
Verification: CardAdvisor Research · Confidence: Reconstructed
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: PVR INOX Kotak Credit Card value timeline — CardAdvisor
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Source: PVR INOX Kotak Credit Card value timeline , CardAdvisor (CC BY 4.0).
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Quick summary
Type Entry credit card
Reward rate 0%
Best for Frequent PVR INOX cinema-goers
Joining fee Free
Annual fee ₹499
Reviewed by
Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade
Last verified 5 Aug 2026
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