Myntra Kotak Credit Card
The Myntra Kotak card is no longer issued. Kotak published no closure notice; the date carried everywhere is 10 July 2025, and the reporting says Kotak told holders by email and moved them to the Kotak League Platinum or Zen Signature. What Kotak's own surfaces show is removal rather than a date — the card is gone from the live line-up, from the MITC and Charges page, from the master fee schedule that names every other retail card and from the personal-banking sitemap, and its product page now returns 404 on both Kotak domains. Neither Kotak card holders were moved to carries a Myntra benefit, so there is nothing live at Kotak to recommend here. Myntra's own card store now lists the Flipkart Axis and Flipkart SBI cards, and both do pay 7.5% on Myntra — but as capped cashback rather than the uncapped instant discount this card gave, so the headline rate matches while the shape of the benefit does not. This entry is retained for context and for existing holders.
View Flipkart Axis Bank Credit Card →
Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹500 in vouchers, points or cashback on card activation
7.5% on Online Shopping
7.5% instant discount at Myntra checkout, up to ₹750 per transaction, on unlimited transactions — an instant price reduction, with no cashback credited on top
5% on Dining
5% cashback on Kotak's Preferred Partners — Swiggy, Swiggy Instamart, Cleartrip, PVR online and Urban Company — capped at ₹1,000 a billing cycle across all of them
️ Airport Lounge Access
1 complimentary visits per quarter at domestic and international airport lounges
Annual Fee Waiver
Fee of ₹500 + 18% GST (₹590 all-in)/yr fully waived when you spend ₹2,00,000/year
Movie Ticket Benefit
2 complimentary PVR tickets worth ₹250 each on spending over ₹50,000 in a calendar quarter (historical benefit)
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Online Shopping | cashback | 7.5% | — |
| Dining | cashback | 5% | ₹1,000 |
| Other | cashback | 1.25% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹590 |
| Joining fee (incl. 18% GST) | ₹590 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹5,800/yr in total.
️ lounge access ~ ₹3,000 /yr
1 complimentary domestic airport lounge visit a quarter (historical benefit)
movie ticket ~ ₹2,000 /yr
2 complimentary PVR tickets worth ₹250 each on spending over ₹50,000 in a calendar quarter (historical benefit)
fuel waiver ~ ₹800 /yr
1% fuel surcharge waiver, capped at ₹3,500 a year (historical benefit)
Should you get it?
Best for: (Historical) heavy Myntra shoppers, (Historical) users of Swiggy, Cleartrip and PVR
Mid tier — a solid all-rounder for steady monthly spend.
Strongest value if you spend heavily on Online Shopping ( 7.5% back).
Frequent travellers benefit from the included airport lounge access.
✓ Pros
- 7.5% instant discount on Myntra (up to ₹750 per transaction)
- 5% cashback on Swiggy, Swiggy Instamart, Cleartrip, PVR online and Urban Company, up to ₹1,000 a cycle
- Unlimited 1.25% on all other online and offline spends
- ₹500 Myntra e-gift voucher on a ₹500 transaction within 30 days of issuance
- Complimentary Myntra Insider Select membership within 45 days of card activation
- 2 PVR tickets worth ₹250 each on ₹50,000 of spend in a calendar quarter
✕ Cons
- No longer issued — reported withdrawn on 10 July 2025, though Kotak published no closure notice
- Existing holders were reported to have been moved onto other Kotak cards
- Best value was locked into Myntra and a few partners
Eligibility & documents
Age
21 –65 years
Min. income
₹25,000 /mo
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Cashback was credited automatically; Myntra discount applied instantly at checkout
What your Cashback are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit Direct cash adjustment — no conversion
The concern The card is gone. Its 7.5% headline survives on the Flipkart Axis and Flipkart SBI cards, but the uncapped-per-month instant discount that made it exceptional does not.
The bottom line
New applications are closed. Issuance of the Myntra Kotak Credit Card ended in mid-2025 (widely cited as 10 July 2025), with existing holders reportedly migrated to Kotak's League Platinum or Zen Signature cards, neither of which features shopping benefits on Myntra. Current shoppers looking for Myntra value are directed toward the Flipkart Axis or Flipkart SBI cards. While both alternatives offer a matching 7.5% headline return, they distribute rewards as quarterly-capped cashback rather than the instant, unlimited per-transaction checkout discount that made the Kotak product uniquely attractive to high-volume fashion buyers.
Sources & verification
Fees, reward rates, and benefits for the Myntra Kotak Credit Card are taken from Kotak Mahindra Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 5 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Kotak Mahindra Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2023 · 2 changes · last change Jul 2025
▲ Revaluation ▼ Devaluation ◆ Neutral / reversed
2025 1 change — 1 cut
▼ Benefit Effective 10 Jul 2025
Card discontinued; 7.5% Myntra benefit withdrawn
7.5% instant Myntra discount + Myntra Insider membership → Card no longer issued; holders reported moved to Kotak League Platinum or Zen Signature (no Myntra benefit)
Kotak published no closure notice for this card, so the 10 July 2025 date is reported rather than issuer-stated. The reporting says Kotak notified holders by email, withdrew the 7.5% instant Myntra discount and the complimentary Myntra Insider membership, and moved holders onto the Kotak League Platinum or Zen Signature, neither of which carries any Myntra-specific reward; holders who declined could close the account instead, forfeiting pending cashback. What Kotak's own surfaces corroborate is the removal, not the date — the card is absent from the live line-up and from the six cards Kotak explicitly tags "Discontinued for new applications", absent from the MITC and Charges page, absent from the master fee schedule that names every other retail card, absent from all 1,441 URLs in the personal-banking sitemap, and its product page returns 404 on both Kotak domains (the last archived 200 is 21 June 2025). Myntra's own card store now offers the Flipkart Axis and Flipkart SBI cards and no Kotak card.
Verification: CardAdvisor Research · Confidence: Reconstructed
2023 1 change — 1 neutral
◆ Launch Effective 1 Jun 2023
Myntra Kotak fashion co-brand launched
7.5% instant Myntra discount + 5% partners + 1.25% base
Kotak Mahindra Bank and Myntra launched the co-branded card on 1 June 2023 — the date on Kotak's own launch press release, which is headed "Mumbai, 1st June, 2023". The card paid an instant 7.5% discount on Myntra capped at ₹750 per transaction and applied to unlimited transactions, 5% cashback on Kotak's Preferred Partners — Swiggy, Swiggy Instamart, Cleartrip, PVR online and Urban Company — capped at ₹1,000 per billing cycle, and 1.25% on all other spends. Fees were ₹500 joining and ₹500 annual + GST, waived above ₹2 lakh of annual spend. It also carried a ₹500 Myntra e-gift voucher on a transaction of ₹500 or more within 30 days of issuance, 1 domestic lounge visit per quarter, 2 complimentary PVR tickets worth ₹250 each on ₹50,000 of spend in a calendar quarter, and complimentary Myntra Insider Select membership. An earlier version of this event dated the launch to 27 November 2023 on aggregator sourcing; Kotak's own release supersedes it.
Verification: Kotak Mahindra Bank ↗ · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Source: Myntra Kotak Credit Card value timeline — CardAdvisor
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Source: Myntra Kotak Credit Card value timeline , CardAdvisor (CC BY 4.0).
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Quick summary
Type Mid credit card
Reward rate 1.25%–7.5%
Best for (Historical) heavy Myntra shoppers
Joining fee ₹500
Annual fee ₹500
Reviewed by
Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade
Last verified 5 Aug 2026
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