Miles & More Axis Bank World Select Credit Card
The World Select is the step-up tier of Axis Bank's Miles & More partnership — India's only card that credits spending directly into Lufthansa Group's Star Alliance mileage currency. Where the base World card earns 4 miles per ₹200, this variant pays 6 (about 3% back), and those Award Miles carry no expiry as long as the account stays open. The step up shows most in the joining perks: 15,000 welcome miles versus 5,000, an annual renewal bonus of 4,000 miles instead of 3,000, complimentary Priority Pass with 4 international lounge visits a year, and a roomier domestic lounge allowance of 8 visits per quarter (subject to an Axis spend threshold that isn't publicly disclosed). Joining costs ₹10,000 and renewal ₹4,500. The exclusion list mirrors the base card — rent, fuel, wallet loads, government payments, insurance, utilities, EMIs, cash advances and gold/jewellery earn nothing — and fuel spending past ₹50,000 in a cycle draws a 1% surcharge rather than a waiver. With a 3.5% forex markup, it remains a card to earn on at home and spend in the air, not one to carry on a trip abroad.
Key features
What this card is built to do — the highlights that actually matter.
Welcome Benefit
~₹15,000 in vouchers, points or cashback on card activation
️ 3% on Other
6 Miles & More Award Miles per ₹200 (~3% in miles); miles never expire while the card is active
️ Airport Lounge Access
Complimentary Priority Pass membership with 4 international lounge visits a year, plus a generous domestic allowance of 8 lounge visits a quarter (32 a year), subject to an unpublished spend threshold.
24x7 Concierge
EazyDiner Dining Delights — 40% off up to ₹1,000 and 25% off up to ₹800 at partner restaurants.
Milestone Bonus
4,000 Award Miles credited on each annual renewal
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | airline miles | 3% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹5,310 |
| Joining fee (incl. 18% GST) | ₹11,800 |
| Finance charge (APR) | 3.75% p.m. |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond the core rewards — around ₹22,000/yr combined.
️ lounge access ~ ₹18,000 /yr
Complimentary Priority Pass with 4 international visits a year, plus a generous domestic allowance of 8 visits a quarter (32 a year), tied to an unpublished spend threshold.
milestone bonus ~ ₹4,000 /yr
4,000 Award Miles on every renewal, credited separately from the one-time 15,000-mile welcome bonus.
concierge
EazyDiner Dining Delights — 40% off up to ₹1,000 and 25% off up to ₹800 at partner restaurants.
Should you get it?
Best for: committed Star Alliance flyers (Lufthansa, Swiss, Singapore Airlines), higher spenders who want the 3% earn plus Priority Pass, and travellers focused on award-ticket redemptions rather than cash value.
A premium card that rewards sustained monthly spend rather than occasional big-ticket purchases.
Value concentrates in the 'Other' category, where the 3% effective return applies.
Frequent flyers get real additional value from the international Priority Pass access and larger domestic allowance.
✓ Pros
- 6 Award Miles per ₹200 (~3% in miles) — the stronger of the two Miles & More tiers
- 15,000-mile welcome bonus plus 4,000 more at every renewal
- Complimentary Priority Pass with 4 international visits, backed by a strong domestic lounge allowance
- Award Miles never expire while the card is active, redeemable across the wider Star Alliance network
✕ Cons
- 3.5% forex markup remains high for a travel card — avoid using it abroad
- ₹10,000 joining fee only makes sense with a genuine Star Alliance redemption plan in mind
- Returns hinge on redeeming Miles & More award tickets well; cashing out miles for other value collapses the return
- No Award Miles on rent, fuel, wallet loads, government payments, insurance, utilities, EMIs, cash advances or gold/jewellery
- Axis adds its own 1% surcharges — on rent, and on cumulative fuel above ₹50,000, wallet loads above ₹10,000, utilities above ₹25,000 and online skill-gaming above ₹10,000 in a statement cycle
Eligibility & documents
Age
18 –70 years
Min. income
₹1,00,000 /mo
Employment
Salaried · Self-employed
Documents required
- PAN card
- Aadhaar / valid address proof
- Latest 3 months bank statement
- Income proof — salary slips (salaried) or ITR (self-employed)
- Recent passport-size photograph
How to redeem rewards
Ways to turn accumulated miles into travel value.
🎁 Book Star Alliance award flights and upgrades directly via the Miles & More India website.
🎁 Redeem for hotel stays, car rentals and shopping through Miles & More's partner network.
🎁 Miles carry no expiry while the card is active, so there's no pressure to redeem before you're ready.
What your Lufthansa Miles & More Award Miles are worth
Realistic value per mile by redemption route — the gap here is what most cardholders leave unclaimed.
Lufthansa Group award flights ₹1 per award mile, the standard baseline for a full-service airline currency
The catch The ₹10,000 joining fee and 3.5% forex markup make this a weak choice without a genuine Star Alliance redemption plan — nearly all the value sits in award-ticket bookings, so miles left unused or converted to cash waste the premium you paid to get them.
The bottom line
For a serious Miles & More user, the World Select is the tier worth paying up for: 6 miles per ₹200, a 15,000-mile welcome and Priority Pass access all justify the jump from the base World card if you genuinely fly Star Alliance. The 3.5% forex markup is still its biggest weakness, so route overseas spending through a lower-forex card instead. Anyone without a real Star Alliance travel pattern should skip this tier entirely.
Sources & verification
Fees, reward rates, and benefits for the Miles & More Axis Bank World Select Credit Card are taken from Axis Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 13 Aug 2026 . Reviewed by the SarvCred Editorial Team . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for Axis Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Fees and reward rates for the Miles & More Axis Bank World Select Credit Card are current as of 13 Aug 2026, and can change at the issuer's discretion. Always confirm the latest terms on Axis Bank's official card page before applying.
Frequently asked questions
Check your eligibility for this card
Answer a few quick questions and our team will reach out with matching card offers based on your profile.