Landmark Rewards SBI Card PRIME

· ₹5,00,000 a year ₹5,000 of value

Best for: Regular shoppers at Lifestyle, Home Centre, Max, Spar and Baby Shop, Landmark Group households spending Rs.5 lakh-plus a year, Shoppers who also want lounge access and a Priority Pass membership

Premium tier — a solid all-rounder for steady monthly spend.

Strongest value if you spend heavily on Online Shopping ( 6.25% back).

Frequent travellers benefit from the included airport lounge access.

• 25 Reward Points per Rs.100 (~6.25%) at Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy
• Domestic and international lounge access with complimentary Priority Pass membership
• 12,000 welcome points (Rs.3,000) plus 20,000 bonus points (Rs.5,000) on Rs.5 lakh annual spend
• Points redeem instantly in-store at Landmark brands at 4 points to the rupee

• Rewards value only Rs.0.25 each and are most useful only at Landmark Group stores
• Base rate is a thin 2 RP per Rs.100 (~0.5%); fuel, rent, government, gaming, wallet and EMI earn nothing
• High Rs.2,999 fee with no spend-based reversal — only worthwhile for regular Landmark shoppers

Ways to convert what you earn into real value.

🎁 Closed-loop only: convert Reward Points into Landmark Rewards (LMR) by calling the SBI Card helpline — 2.4 Reward Points = 1 LMR = Rs. 0.60, i.e. Rs. 0.25 a point

🎁 Spend the resulting Landmark Rewards in-store at Lifestyle, Home Centre, Spar, Max, Baby Shop and EasyBuy

🎁 A redemption fee of Rs. 99 plus GST applies below 1,000 points — enough to wipe out a small balance

The Landmark PRIME delivers meaningful returns almost exclusively to dedicated Landmark Group customers who can trigger the ₹5 lakh annual spend threshold and capitalise on its airport lounge entitlements. For general spenders, however, the modest 0.5% baseline earn, ₹0.25 point valuation, restrictive retail redemption, and non-waivable ₹2,999 annual fee make it difficult to justify over versatile reward alternatives.

Sources & verification

Fees, reward rates, and benefits for the Landmark Rewards SBI Card PRIME are taken from SBI Card 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 5 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →

Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for SBI Card . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.

Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.

Tracking since 2025 · 5 changes · last change Apr 2026

▲ Revaluation ▼ Devaluation ◆ Neutral / reversed

▼ Redemption Effective 1 Apr 2026

Statement-credit redemption capped

Uncapped, any amount → Max 60,000 pts/month, in 4,000-pt multiples

From 1 April 2026 SBI Card capped reward-point statement-credit redemption at 60,000 points a month and only in multiples of 4,000 points. Recorded here 2026-08-06 - the cap applies across SBI's Reward Point cards and had been carried on only a few card files.

Verification: SBI Card ↗ · Confidence: High

▼ Lounge Effective 10 Jan 2026

Domestic lounge access narrowed to a published lounge list

Any participating domestic lounge on the card network → Only SBI's published participating-lounge list (~30 lounges)

From 10 January 2026 SBI revised its domestic airport lounge programme, publishing a closed list of roughly 30 participating lounges. Access outside that list is no longer complimentary. The same notice adds that for SBI cards on Visa and RuPay a Rs.2 non-refundable validation charge is levied to the card account per visit. The visit COUNT is unchanged; what narrowed is where those visits can be used.

Verification: SBI Card ↗ · Confidence: High

◆ Launch Effective 11 Nov 2025

SBI Card and Landmark Rewards launch the co-branded Landmark Rewards SBI Card PRIME

SBI Card and Landmark Group launched a three-card Landmark Rewards co-brand line; PRIME is the ₹2,999 top tier earning 25 Reward Points per ₹100 (~6.25%) at Landmark stores — Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy — 10 per ₹100 on dining, movies and international, and 2 per ₹100 (~0.5%) elsewhere, where 4 points equal ₹1 and redeem instantly in-store. It bundles a 12,000-point welcome (₹3,000), a 20,000-point milestone (₹5,000) on ₹5 lakh annual spend, 8 domestic lounge visits plus complimentary Priority Pass with 4 international visits a year, and a 1% fuel surcharge waiver, with no spend-based fee reversal. Fuel, rent, government, gaming, wallet and EMI earn nothing from launch.

Verification: CardAdvisor Research · Confidence: High

▼ Fee Effective 1 Nov 2025

Portfolio fee revision (education and wallet-load fees added)

SBI Card's portfolio-wide fee revision added a 1% fee on education payments made through third-party apps and a 1% fee on every wallet load above Rs.1,000, alongside higher cash-payment, cheque-dishonour and cash-withdrawal charges. The MITC also carries a 1% Utility Payments Fee where utility spend exceeds Rs.50,000 in a billing cycle (from 1 Dec 2024) and a Rs.199 processing fee on every rent-payment transaction. Recorded here 2026-08-06; the change applied portfolio-wide but had only been carried on a single card file.

Verification: SBI Card ↗ · Confidence: High

▼ Reward Effective 1 Sept 2025

Gaming and government spends stop earning

Reward Points earned → No Reward Points on digital gaming platforms or government transactions

SBI's customer notice dated 1 August 2025 states that from 1 September 2025, accrual of Reward Points on spends at Digital Gaming Platforms and Merchants, and on Government-related transactions, is discontinued for the Lifestyle Home Centre / Spar / Max SBI Credit Card and its SELECT and PRIME variants. Recorded here 2026-08-06. Note what the notice also shows: SBI already named all three tiers under the previous brand a full three months before the 11 November 2025 date our timeline carried as a launch, which is why that event is now described as a rebrand.

Verification: SBI Card ↗ · Confidence: High

Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.

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Source: Landmark Rewards SBI Card PRIME value timeline — CardAdvisor

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Quick summary

Type Premium credit card

Reward rate 0.5%–6.25%

Best for Regular shoppers at Lifestyle, Home Centre, Max, Spar and Baby Shop

Joining fee ₹2,999

Annual fee ₹2,999

Reviewed by

Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade

Last verified 5 Aug 2026

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