What changed in the July 2025 devaluation?

The July 2025 update instituted a ₹2,000 standard monthly cap on dining discounts (up to ₹5,000 with ₹30,000 in prior non-dining spend) alongside the ₹1,000 per-transaction ceiling. Additionally, the annual renewal fee was increased to ₹2,999, and reward point values were adjusted downward.

What is EazyDiner Prime?

EazyDiner Prime is a dedicated dining membership providing guaranteed savings between 25% and 50% across more than 2,000 partner eateries. Valued at ₹3,550 for 12 months, it is provided complimentary upon joining and renewed annually, along with 2,000 EazyPoints and a ₹7,500 Postcard Hotel voucher, upon payment of the renewal fee.

Do the reward points expire, and where can I redeem them?

Reward points expire at the end of each card anniversary year, causing any unredeemed points balance to lapse. Both Reward Points and EazyPoints can only be redeemed through the EazyDiner mobile app, and reward accrual is limited to transactions up to your assigned credit limit in a billing cycle.

Is the discount cashback or a direct reduction?

The 25% EazyDiner discount is applied instantly to your restaurant bill during settlement on PayEazy, rather than being refunded as delayed cashback. In effective return terms, eligible dining spending achieves a 25% return (capped at ₹2,000 per month), compared to 0.4% on general retail spending.

Is there lounge access?

No airport lounge access is included. The EazyDiner Signature card is built entirely as a specialized dining product.

Is there a fee waiver option?

No spend-based fee waiver is available. Cardholders must pay the annual fee of ₹2,999 plus 18% GST (totaling ₹3,539 all-inclusive on the billing statement) every year.

How has the IndusInd Bank EazyDiner Signature Credit Card changed over time?

The Value Timeline for the IndusInd Bank EazyDiner Signature Credit Card records 8 updates since 2022, comprising 7 devaluations and 1 neutral restructuring. The most recent entry on 15 June 2026 notes the implementation of portfolio-wide surcharges on fuel, transport, and DCC, all backed by official documentation.

Has the IndusInd Bank EazyDiner Signature Credit Card been devalued recently?

Yes — our logs record 7 devaluations for this card in the last 24 months. The latest change on 15 June 2026 introduced surcharges of 1% plus GST on fuel over ₹50,000 per cycle, 1% plus GST on transport over ₹40,000 per cycle, and 1% plus GST on dynamic currency conversion.

When did the IndusInd Bank EazyDiner Signature Credit Card's fees last change?

Fees were last modified on 15 June 2026 with new surcharges of 1% plus GST on cumulative fuel over ₹50,000 per cycle, 1% plus GST on transport over ₹40,000 per cycle, and 1% plus GST on DCC. The complete fee history is available in the timeline on this page.

How did the IndusInd Bank EazyDiner Signature Credit Card change in 2025?

During 2025, our timeline logged 6 benefit reductions: the annual renewal fee increased from ₹1,999 to ₹2,999 on 15 July 2025, reward points were removed from dining while point value halved from ₹0.20 to ₹0.10, the BookMyShow movie benefit was discontinued, and the 2 domestic lounge visits per quarter (8 per year) were eliminated entirely.

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IndusInd Bank EazyDiner Signature Credit Card

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IndusInd Bank

IndusInd Bank EazyDiner Signature Credit Card

Name: IndusInd Bank EazyDiner Signature Credit Card
Brand: SarvCred
Rating: 4.6 (1 reviews)

PremiumFee variesRewardsDining

The IndusInd EazyDiner Signature is built around one repeatable benefit — an extra 25% off the bill, up to ₹1,000 per transaction, at PayEazy-enabled EazyDiner restaurants. The discount only applies when you settle the bill through PayEazy in the EazyDiner app; pay at the restaurant or swipe the card and it does not apply at all. It is capped at ₹2,000 a month, lifting to ₹5,000 in a month where you spent ₹30,000 on non-dining in the previous calendar month. On top sits a complimentary 12-month EazyDiner Prime membership (IndusInd values it at ₹3,550) for guaranteed 25% up to 50% deals, a complimentary premium alcoholic beverage for each diner at 200+ select restaurants when you book through the EazyDiner app, 2,000 welcome EazyPoints and a Postcard Hotel stay voucher IndusInd values at ₹7,500 — and all four repeat on payment of the ₹2,999 renewal fee. Away from the table it earns 10 Reward Points per ₹100 on hotel and travel bookings, shopping and entertainment, and 4 per ₹100 on everything else except fuel and dining, at ₹0.10 a point. Reward points expire at the end of every anniversary year and redeem only inside the EazyDiner app.

Key features

What this card is built to do — the highlights that actually matter.

🎁

Welcome Benefit

~₹7,500 in vouchers, points or cashback on card activation

💰

25% on Dining

25% instant discount up to ₹1,000 per transaction when the bill is paid via PayEazy in the EazyDiner app. Capped ₹2,000 a month, lifting to ₹5,000 if you spent ₹30,000 on non-dining in the previous calendar month. Does not apply if you pay at the restaurant or swipe the card.

⭐

1% on Travel

10 Reward Points per ₹100 on hotel and travel bookings (1% at ₹0.10 a point) — two and a half times the 4-point base. IndusInd states the tier verbatim on the product page.

Full reward structure

Category	Type	Rate	Monthly cap
Dining	cashback	25%	₹2,000
Travel	reward points	1%	—
Online Shopping	reward points	1%	—
Other	reward points	0.4%	—

Fees & charges

Charge	Amount
Annual fee (incl. 18% GST)	₹3,539
Joining fee (incl. 18% GST)	₹3,539
Finance charge (APR)	3.83% p.m.
Forex markup	3.5%

Perks & benefits

Estimated annual value beyond rewards — ~₹300/yr in total.

⛽

fuel waiver ~ ₹300 /yr

1% fuel surcharge waiver across fuel stations in India, on transactions from ₹500 to ₹3,000, capped at ₹250 a statement cycle. IndusInd's 5-May-2024 fuel notice names this card in that row.

Should you get it?

Best for: Restaurant-first lifestyle — dines out 3+ times per week, Uses EazyDiner app to discover and book tables, Corporate team lunches and client dinners, Urban professional in Mumbai, Delhi, or Bengaluru where EazyDiner network is densest

Mid tier — a solid all-rounder for steady monthly spend.

Strongest value if you spend heavily on Dining ( 25% back).

✓ Pros

25% off the dining bill, up to ₹1,000 a transaction, at PayEazy-enabled EazyDiner restaurants — a ₹2,500 table saves ₹625
Complimentary 12-month EazyDiner Prime (IndusInd values it at ₹3,550) for guaranteed 25% up to 50% deals, stacking on the PayEazy discount
A complimentary premium alcoholic beverage for each diner at 200+ select restaurants, when the table is booked through the EazyDiner app
Welcome benefits repeat on renewal — a Postcard Hotel stay voucher IndusInd values at ₹7,500, 2,000 EazyPoints and another 12 months of Prime
10 Reward Points per ₹100 (1%) on hotel and travel bookings, shopping and entertainment
1% fuel surcharge waiver on ₹500–₹3,000 fills, up to ₹250 a statement cycle

✕ Cons

Value dependent on EazyDiner restaurant network — check if your favourite restaurants are listed before applying
The 25% discount applies only when the bill is paid via PayEazy in the EazyDiner app; pay at the restaurant or swipe the card and you get nothing
The discount is capped twice — ₹1,000 per transaction and ₹2,000 a month, rising to ₹5,000 only in a month following ₹30,000 of non-dining spend
Reward points expire at the completion of every anniversary year, and they can be redeemed only inside the EazyDiner app — there is no offline route
Dining and fuel earn no Reward Points at all; the dining benefit is the discount, not points
No lounge access — IndusInd's MITC states Priority Pass is not available on this card
₹2,999 annual fee only justifies if you dine at EazyDiner partners at least twice a month
From 15 June 2026 IndusInd charges 1% + GST on fuel spends above ₹50,000 a statement cycle, a 1% + GST dynamic-currency-conversion fee when an overseas merchant bills you in rupees (on top of the 3.5% forex markup, not instead of it), and 1% + GST on transport spends above ₹40,000 a cycle

Eligibility & documents

Min. income

₹30,000 /mo

How to redeem rewards

Ways to convert what you earn into real value.

🎁 Redeem reward points and EazyPoints inside the EazyDiner app, against restaurant bills and the app's own catalogue — IndusInd publishes no offline redemption route for this card

🎁 Use EazyDiner Prime for discounted dining at partner restaurants

🎁 Points cannot be redeemed against a cash credit, so the ₹149 cash-redemption fee does not arise

What your IndusInd Reward Points are worth

Realistic value per point by redemption route — the difference is what most people leave on the table.

Statement credit / catalogue BEST Above-average base value

₹ 0.35 /pt

Gift voucher catalogue BEST Brand & e-gift vouchers

₹ 0.35 /pt

The concern Value is network- and behaviour-dependent — where EazyDiner coverage thins out the headline benefit goes dark, and even inside the network the 25% only applies to bills paid via PayEazy in the app, never to a card swipe at the restaurant.

The bottom line

For regular restaurant-goers, the IndusInd EazyDiner Signature offers top-tier dining savings in India, with just a couple of monthly meals easily recouping its annual fee. Maximizing its value requires two key checks: ensuring your preferred dining spots partner with EazyDiner and remembering to settle bills through the PayEazy in-app feature, as standard physical card swipes do not trigger the discount.

Sources & verification

Fees, reward rates, and benefits for the IndusInd Bank EazyDiner Signature Credit Card are taken from IndusInd Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 6 Aug 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →

Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for IndusInd Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.

Value timeline

Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.

Tracking since 2022 · 8 changes · last change Jun 2026

▲ Revaluation ▼ Devaluation ◆ Neutral / reversed

2026 1 change — 1 cut

▼ Fee Effective 15 Jun 2026

Portfolio-wide surcharges added: fuel, transport, DCC & interest

No cumulative fuel/transport/DCC surcharge → 1%+GST fuel over ₹50,000/cycle; 1%+GST transport over ₹40,000/cycle; 1%+GST DCC

From 15 June 2026 IndusInd applied portfolio-wide charges that include the EazyDiner Signature: 1%+GST on cumulative fuel spends above ₹50,000 per statement cycle, 1%+GST on cumulative transport (select MCCs) above ₹40,000, 1%+GST on Dynamic Currency Conversion, plus a stricter partial-payment interest method. Card-specific dining benefits were unchanged by this revision.

Verification: CardAdvisor Research · Confidence: Reconstructed

2025 6 changes — 6 cuts

▼ Benefit Effective 21 Dec 2025

Complimentary air-accident insurance withdrawn

Complimentary air-accident cover provided with the card → No air-accident cover

On 21 December 2025 IndusInd discontinued the complimentary air-accident insurance feature across its credit cards, stating simply that the coverage "stands discontinued". The bank published no replacement and named no exempt card. Note that several IndusInd product pages still described the cover months afterwards — the Avios, Duo, Pioneer Private and Platinum pages all still advertised it in August 2026 — so a reader may encounter the old wording on IndusInd's own site; the dated withdrawal notice is the operative statement. Other insurance benefits are unaffected: lost-card liability, Total Protect fraud cover, travel insurance and purchase protection continue where the card carried them.