Club Vistara SBI Card PRIME
Discontinued — Vistara ceased operations after merging into Air India (last flights November 2024), so this premium co-brand is closed to new applicants and existing holders were migrated to Air India. While live it earned 4 Club Vistara Points per ₹200 on all retail spends including fuel, carried a ₹2,999 joining fee with no renewal fee from the second year, and offered a complimentary Premium Economy air-ticket voucher at annual-spend milestones. Travel benefits included 8 domestic lounge visits a year, a 2-year Priority Pass with 4 international visits, and a suite of travel insurance covers. Club Vistara Points have since been migrated to Air India's Maharaja Points programme.
Key features
What this card is built to do — the highlights that actually matter.
️ 1% on Other
4 Club Vistara Points per ₹200 on all retail categories including fuel (~1% at ₹0.50/point). Card discontinued after Vistara merged into Air India; CV Points migrated to Air India Maharaja Points.
️ Airport Lounge Access
2 complimentary visits per quarter at domestic and international airport lounges
Milestone Bonus
~₹10,000 in bonus rewards on hitting annual spend milestones
️ Insurance Cover
Lost card liability up to ₹1 lakh, up to 6 flight cancellations/year (₹3,500 each), check-in baggage loss up to ₹72,000, delay ₹7,500, travel documents ₹12,500, baggage damage ₹5,000.
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | airline miles | 1% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | Free |
| Joining fee (incl. 18% GST) | ₹3,539 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹22,000/yr in total.
️ lounge access ~ ₹12,000 /yr
8 domestic airport lounge visits/year (max 2/quarter) plus Priority Pass membership with 4 international visits/year, complimentary for 2 years. (Legacy benefit — card no longer issued.)
milestone bonus ~ ₹10,000 /yr
Complimentary Premium Economy air-ticket voucher on reaching annual-spend milestones. Premium Economy ticket milestones were discontinued for cards due for renewal after 1 April 2025.
️ insurance
Lost card liability up to ₹1 lakh, up to 6 flight cancellations/year (₹3,500 each), check-in baggage loss up to ₹72,000, delay ₹7,500, travel documents ₹12,500, baggage damage ₹5,000.
Spend milestone
· ₹8,00,000 a year ₹10,000 of value
Should you get it?
Best for: Reference only — card is discontinued and closed to new applicants
Premium tier — a solid all-rounder for steady monthly spend.
Strongest value if you spend heavily on Other ( 1% back).
Frequent travellers benefit from the included airport lounge access.
✓ Pros
- Earned 4 Club Vistara Points per ₹200 on all retail spends including fuel
- No renewal fee from the second year onwards
- 8 domestic lounge visits plus Priority Pass with 4 international visits a year
- Premium Economy air-ticket voucher at annual-spend milestones
✕ Cons
- Discontinued — Vistara ceased operations after merging into Air India in November 2024
- No longer open to new applicants; existing holders migrated to Air India
- CV Points converted to Air India Maharaja Points on the merger
- Milestone flight-ticket benefits were withdrawn for renewals after 1 April 2025
Eligibility & documents
Min. income
₹50,000 /mo
Employment
Salaried · Self-employed
Documents required
- PAN card
- Aadhaar / address proof
- Income proof (salary slips or ITR)
- Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Legacy Club Vistara Points were migrated to Air India Maharaja Points
🎁 Redeem migrated points via Air India's loyalty programme and partner airlines
What your SBI Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Capped at 60,000 pts/month from Apr 2026
Rewards catalogue / vouchers BEST Vouchers & merchandise
The concern The card is discontinued — Vistara ceased operations after merging into Air India, it is closed to new applicants, and CV Points were converted to Air India Maharaja Points.
The bottom line
This card exists here as a record, not a recommendation — it shut down and stopped taking new applicants once Vistara was absorbed into Air India. In its day it was a solid mid-premium travel co-brand, but the airline behind it no longer operates and its points have already been converted into Air India Maharaja Points. Readers looking for SBI-issued travel rewards today should instead look toward the Miles family of cards.
Sources & verification
Fees, reward rates, and benefits for the Club Vistara SBI Card PRIME are taken from SBI Card 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 14 Jul 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for SBI Card . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2019 · 6 changes · last change Mar 2026
▲ Revaluation ▼ Devaluation ◆ Neutral / reversed
2026 1 change — 1 cut
▼ Benefit Effective 31 Mar 2026
Card fully discontinued
SBI Card set the Club Vistara SBI Card PRIME to be fully discontinued after 31 March 2026; holders earned Maharaja Points until then. The card is now closed, existing balances live on as Air India Maharaja Points, and Air India-branded co-brand cards are expected to replace it.
Verification: CardAdvisor Research · Confidence: High
2025 2 changes — 1 cut, 1 improvement
▼ Milestone Observed 28 Feb 2025 · Effective 1 Apr 2025
Renewal & milestone Premium Economy tickets withdrawn
1 Premium Economy renewal ticket + milestone tickets at ₹1.5L/₹3L/₹4.5L/₹8L → No renewal or milestone ticket vouchers
For PRIME cards renewing after 1 April 2025, SBI Card discontinued the renewal Premium Economy ticket voucher and every milestone Premium Economy ticket, stripping out the flight benefits that had been the card's headline value following the Vistara-Air India merger.
Verification: CardAdvisor Research · Confidence: High
▲ Fee Effective 1 Apr 2025
₹2,999 renewal fee waived
₹2,999 + GST renewal fee → ₹0 (renewal fee waived)
Alongside removing the ticket benefits, SBI Card waived the ₹2,999 PRIME renewal fee for cards renewing after 1 April 2025 — a fee cut, though it accompanied the loss of the very benefits that fee had funded.
Verification: CardAdvisor Research · Confidence: High
2024 2 changes — 1 cut, 1 neutral
◆ Transfer Effective 12 Nov 2024
Club Vistara Points migrated to Air India Maharaja Points (1:1)
Club Vistara (CV) Points → Air India Maharaja Points (1:1 migration)
With the merger, existing Club Vistara Points converted 1:1 into Air India's Maharaja Club (Flying Returns) programme from 12 November 2024, and the card's earn currency became Maharaja Points redeemable through Air India and its partners.
Verification: CardAdvisor Research · Confidence: High
▼ Benefit Effective 12 Nov 2024
Vistara ceased operations after merging into Air India
Vistara flew its last flight on 11 November 2024 and folded into Air India from 12 November 2024. The card's co-brand airline stopped flying, ending Vistara-network ticket redemptions and freezing the card's core value case; the PRIME was subsequently closed to new applicants.
Verification: CardAdvisor Research · Confidence: High
2019 1 change — 1 neutral
◆ Launch Effective 27 Nov 2019
Club Vistara SBI Card PRIME launched
SBI Card and Vistara launched the premium Club Vistara co-brand in late November 2019: ₹2,999 + GST joining/renewal fee, 4 CV Points per ₹200 on all retail spends (9 CV Points per ₹100 on Vistara flights), a one-way Premium Economy ticket on joining and on each renewal, milestone Premium Economy tickets at ₹1.5L/₹3L/₹4.5L/₹8L annual spend, complimentary Club Vistara Silver membership, and 8 domestic plus 4 international (Priority Pass) lounge visits a year.
Verification: SBI Card ↗ · Confidence: High
↓ Show all 6 changes Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Quick summary
Type Premium credit card
Reward rate 1%
Best for Reference only — card is discontinued and closed to new applicants
Joining fee ₹2,999
Annual fee Free
Reviewed by
Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade
Last verified 14 Jul 2026
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