Club Vistara SBI Card
Discontinued — Vistara ceased operations after merging into Air India (last flights November 2024), so this entry co-brand is closed to new applicants and existing holders were migrated to Air India. While live it earned 3 Club Vistara Points per ₹200 on all retail spends including fuel, carried a ₹1,499 joining fee with no renewal fee from the second year, and offered a complimentary Economy-class air-ticket voucher at annual-spend milestones. Travel benefits included 4 domestic lounge visits a year, a complimentary 2-year Priority Pass, and a suite of travel insurance covers. Club Vistara Points have since been migrated to Air India's Maharaja Points programme.
Key features
What this card is built to do — the highlights that actually matter.
️ 0.75% on Other
3 Club Vistara Points per ₹200 on all retail categories including fuel (~0.75% at ₹0.50/point). Card discontinued after Vistara merged into Air India; CV Points migrated to Air India Maharaja Points.
️ Airport Lounge Access
1 complimentary visits per quarter at domestic and international airport lounges
Milestone Bonus
~₹5,000 in bonus rewards on hitting annual spend milestones
️ Insurance Cover
Lost card liability up to ₹1 lakh, up to 4 flight cancellations/year (₹3,500 each), check-in baggage loss up to ₹72,000, delay ₹7,500, travel documents ₹12,500, baggage damage ₹2,500.
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Other | airline miles | 0.75% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | Free |
| Joining fee (incl. 18% GST) | ₹1,769 |
| Forex markup | 3.5% |
Perks & benefits
Estimated annual value beyond rewards — ~₹11,000/yr in total.
️ lounge access ~ ₹6,000 /yr
4 domestic airport lounge visits/year (max 1/quarter) plus Priority Pass membership worth $99, complimentary for 24 months. (Legacy benefit — card no longer issued.)
milestone bonus ~ ₹5,000 /yr
Complimentary Economy-class air-ticket voucher on reaching annual-spend milestones. Milestone benefits were discontinued for cards due for renewal after 1 April 2025.
️ insurance
Lost card liability up to ₹1 lakh, up to 4 flight cancellations/year (₹3,500 each), check-in baggage loss up to ₹72,000, delay ₹7,500, travel documents ₹12,500, baggage damage ₹2,500.
Spend milestone
· ₹5,00,000 a year ₹5,000 of value
Should you get it?
Best for: Reference only — card is discontinued and closed to new applicants
Mid tier — a solid all-rounder for steady monthly spend.
Strongest value if you spend heavily on Other ( 0.75% back).
Frequent travellers benefit from the included airport lounge access.
✓ Pros
- Earned 3 Club Vistara Points per ₹200 on all retail spends including fuel
- No renewal fee from the second year onwards
- 4 domestic lounge visits plus a complimentary Priority Pass membership
- Economy-class air-ticket voucher at annual-spend milestones
✕ Cons
- Discontinued — Vistara ceased operations after merging into Air India in November 2024
- No longer open to new applicants; existing holders migrated to Air India
- CV Points converted to Air India Maharaja Points on the merger
- Milestone benefits were withdrawn for renewals after 1 April 2025
Eligibility & documents
Min. income
₹30,000 /mo
Employment
Salaried · Self-employed
Documents required
- PAN card
- Aadhaar / address proof
- Income proof (salary slips or ITR)
- Recent passport-size photograph
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Legacy Club Vistara Points were migrated to Air India Maharaja Points
🎁 Redeem migrated points via Air India's loyalty programme and partner airlines
What your SBI Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Capped at 60,000 pts/month from Apr 2026
Rewards catalogue / vouchers BEST Vouchers & merchandise
The concern The card is discontinued — Vistara ceased operations after merging into Air India, it is closed to new applicants, and CV Points were converted to Air India Maharaja Points.
The bottom line
This entry sits here as historical reference rather than a live recommendation, since the card closed to new applicants once Vistara folded into Air India. It served reasonably well as an entry-level travel co-brand while Vistara was still flying, but with the airline gone and its points now folded into Air India's Maharaja Points, anyone after SBI travel rewards today should turn to the Miles lineup instead.
Sources & verification
Fees, reward rates, and benefits for the Club Vistara SBI Card are taken from SBI Card 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 14 Jul 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for SBI Card . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Value timeline
Every real-world change to this card's rewards, fees and benefits we've tracked — newest first, each linked to its source.
Tracking since 2019 · 4 changes · last change Apr 2025
▲ Revaluation ▼ Devaluation ◆ Neutral / reversed
2025 1 change — 1 cut
▼ Milestone Effective 1 Apr 2025
Renewal & milestone ticket vouchers withdrawn
Up to 4 Economy tickets/year → None (renewal fee waived)
For all Club Vistara SBI Cards due for renewal after 01 April 2025, SBI Card discontinued the renewal Economy ticket voucher and the milestone Economy tickets (at ₹1.25L/₹2.5L/₹5L annual spend), and in exchange waived the ₹1,499 renewal fee.
Verification: SBI Card ↗ · Confidence: High
2024 2 changes — 2 cuts
▼ Transfer Effective 12 Nov 2024
Vistara merged into Air India; CV Points migrated
Club Vistara Points → Air India Flying Returns / Maharaja Club (1:1)
Vistara flew its last flight on 11 November 2024 and operations transferred to Air India from 12 November 2024; all Club Vistara Points, tier status and vouchers moved to Air India Flying Returns at 1:1 (with at least one year added validity), the programme now branded Maharaja Club — ending the card's Vistara-specific earn proposition.
Verification: CardAdvisor Research · Confidence: High
▼ Eligibility Effective Sept 2024
Closed to new applicants ahead of merger
Open → Discontinued
Ahead of the Vistara–Air India merger, SBI Card stopped sourcing new Club Vistara cards (new applications closed by September 2024, card sourcing shut by October 2024); existing holders kept their cards for the transition.
Verification: CardAdvisor Research · Confidence: Reconstructed
2019 1 change — 1 neutral
◆ Launch Effective 27 Nov 2019
Club Vistara SBI Card launched
SBI Card and Vistara launched the co-brand in New Delhi (base + PRIME variants); the base card earned 3 CV Points per ₹200 on all spends, carried a ₹1,499 joining fee, and gave a welcome one-way Economy ticket on Vistara plus up to 3 milestone Economy tickets at ₹1.25L/₹2.5L/₹5L annual spend and lounge/Priority Pass access.
Verification: CardAdvisor Research · Confidence: High
Each change links to the issuer's own document — bank T&C, MITC, notice, press release or product page — where one is public. Where the bank published nothing, it's marked CardAdvisor Research and verified against the card's current terms. Independent of the live terms shown above. This timeline is one card's slice of our market-wide change record across every tracked card.
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Quick summary
Type Mid credit card
Reward rate 0.75%
Best for Reference only — card is discontinued and closed to new applicants
Joining fee ₹1,499
Annual fee Free
Reviewed by
Devchandra Sah · Cards tested, miles earned, trips booked — for over a decade
Last verified 14 Jul 2026
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