BPCL RBL Bank SuperCard
The BPCL RBL SuperCard is a fuel-and-flexibility card that is honest about what makes it worth holding — not the fuel rate, which the SBI BPCL Octane out-earns on the same BPCL pumps, but the SuperCard family's cash-withdrawal and flexible-repayment features that ordinary credit cards simply do not offer. Worth knowing: RBL's prominent current fuel co-brand is now IndianOil (the RBL XTRA, up to 8.5% on IOCL), and a standalone BPCL RBL SuperCard is not heavily marketed in 2026, while the SuperCard family (Platinum Plus) lost 2 lounge visits in July 2025. A fair, cheap card for the RBL customer who actually uses those cash features alongside a BPCL fill-up habit.
View RBL Bank IndianOil Credit Card →
Key features
What this card is built to do — the highlights that actually matter.
5% on Fuel
5x reward points on BPCL fuel
1% on Other
1% base value on other spends
Annual Fee Waiver
Fee of ₹500 + 18% GST (₹590 all-in)/yr fully waived when you spend ₹1,00,000/year
Fuel Surcharge Waiver
1% waiver on fuel transactions, capped at ₹100/month
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Fuel | reward points | 5% | ₹1,000 |
| Other | reward points | 1% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹590 |
| Joining fee (incl. 18% GST) | ₹590 |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1%, cap ₹100 |
Should you get it?
Best for: RBL customers who refuel mainly at BPCL pumps, Anyone wanting a cheap, dedicated fuel card
Mid tier — a solid all-rounder for steady monthly spend.
Strongest value if you spend heavily on Fuel ( 5% back).
✓ Pros
- 5X reward points on BPCL fuel for a low ₹500 fee
- Works across BPCL, Speed and In&Out convenience stores
- Useful as a dedicated fuel companion card
✕ Cons
- Rewards are concentrated on BPCL fuel spends
- Limited benefits away from fuel
- Verify current benefits with RBL — SuperCard variants have changed
Eligibility & documents
Min. income
₹25,000 /mo
How to redeem rewards
Ways to convert what you earn into real value.
🎁 Redeem reward points against fuel at BPCL outlets
🎁 Catalogue vouchers and products via the RBL rewards platform
What your RBL Reward Points are worth
Realistic value per point by redemption route — the difference is what most people leave on the table.
Statement credit BEST Standard redemption
Gift voucher catalogue BEST Brand & e-gift vouchers
The concern The SBI BPCL Octane out-earns it on the same pumps, RBL has shifted its fuel focus to the IndianOil XTRA, and the SuperCard family lost lounge visits in 2025 — so its case rests on the niche cash features.
The bottom line
This card's pitch rests on its low fee and its unusual SuperCard cash-management tools, not on how much fuel it earns — the SBI BPCL Octane beats it noticeably at the same pumps, and RBL itself now leads with the IndianOil XTRA as its main fuel offering. It makes sense to keep this one only if the cash-withdrawal and flexible-repayment features are something you'd genuinely use.
Sources & verification
Fees, reward rates, and benefits for the BPCL RBL Bank SuperCard are taken from RBL Bank 's official Most Important Terms & Conditions (MITC) and fee schedule — see the card's official page . Last verified 13 Jul 2026 . Reviewed by Devchandra Sah . Always confirm current details on the issuer's site before applying. How we research →
Independence. CardAdvisor is an independent editorial publication. We are not affiliated with, endorsed by, sponsored by, or authorised to act for RBL Bank . All issuer names, product names, and payment-network marks are the property of their respective owners and appear here for identification and comparison only. Card faces shown on this site are our own original illustrations — we do not display or host issuer card artwork or logos.
Frequently asked questions
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