6E Rewards XL IndiGo HDFC Bank Credit Card
HDFC's IndiGo co-brand, the ₹1,500-a-year 6E Rewards XL, is no longer something you can sign up for. A bank notice posted on both 6E product pages confirms new applications stopped and, from 1 November 2025 onward, every feature tied to existing cards was switched off; any leftover 6E Rewards balance rolled over automatically into IndiGo BluChip on a 1:1 basis that same day. During its active years the card paid 5% back on IndiGo ticket purchases (climbing to as much as 15% at IndiGo's partner merchants), 3% across grocery, dining and entertainment spend, and a flat 2% on everything outside those buckets. Cardholders also got eight domestic lounge visits annually (released two per quarter through the Mastercard programme), ₹150 off IndiGo's per-person convenience fee, and a forex markup of 2.5%. New cardholders used to receive a ₹1,500 IndiGo ticket plus a free 6E Prime add-on as a welcome gift. Today IndiGo's co-branded lineup runs through Axis, SBI, IDFC FIRST and Kotak instead — HDFC has stepped out of that partnership entirely.
Key features
The essentials, for reference — this card has been withdrawn.
Welcome Benefit
Around ₹1,500 in vouchers, points or cashback on activation
2.1% on Travel
5% back as 6E Rewards (now converted to BluChips) on IndiGo bookings
1.26% on Dining
3% on dining, grocery and entertainment
️ Airport Lounge Access
2 complimentary visits per quarter at domestic airports
Full reward structure
| Category | Type | Rate | Monthly cap |
|---|---|---|---|
| Travel | reward points | 2.1% | — |
| Dining | reward points | 1.26% | — |
| Other | reward points | 0.84% | — |
Fees & charges
| Charge | Amount |
|---|---|
| Annual fee (incl. 18% GST) | ₹1,770 |
| Joining fee (incl. 18% GST) | ₹1,770 |
| Forex markup | 2.5% |
Perks & benefits
Non-reward value added up to roughly ₹4,000 a year while the card was active.
️ Lounge access ~₹4,000/yr
8 complimentary domestic lounge visits a year (2 per quarter) via the Mastercard lounge programme.
Should you get it?
Best for: nobody — this card was withdrawn on 1 November 2025 and can no longer be applied for.
Formerly a mid-tier card, well suited to steady monthly spenders and IndiGo flyers.
This section is kept for historical reference only.
✓ Pros
- 5% back on IndiGo bookings as 6E Rewards, up to 15% at IndiGo Feature Partners
- 3% on grocery, dining and entertainment
- 6E Rewards redeemed 1:1 for IndiGo flights and add-ons
- 8 domestic lounge visits a year, a ₹1,500 welcome ticket, and a 6E Prime add-on
- ₹150 per person off IndiGo's convenience fee
✕ Cons
- Withdrawn on 1 November 2025 — closed to new applications, with all features discontinued
- Rewards could only be redeemed toward IndiGo, never as cash
- Non-IndiGo spend earned modestly — 3% on grocery/dining/entertainment, 2% elsewhere
- No spend-based fee waiver was ever offered
Eligibility & documents
Age
21 –60 years
Min. income
₹50,000 /mo
How to redeem rewards
Historical reference only.
🎁 6E Rewards previously redeemed 1:1 against IndiGo flight bookings and 6E add-ons
🎁 Remaining balances were auto-converted to IndiGo BluChip at 1:1 on 1 November 2025
What your HDFC Reward Points are worth
Realistic per-point value across redemption routes. Statement credit / catalogue (standard catalogue & cashback): ₹0.30/pt Gift vouchers via SmartBuy (brand & e-gift vouchers): ₹0.30/pt SmartBuy flights & hotels (best route, up to ₹0.50/pt on travel): ₹0.50/pt
The bottom line
While it was active, this was a genuinely capable IndiGo co-brand: 5% back on IndiGo spend, a useful 3% on everyday categories, eight annual lounge visits and a welcome flight made the ₹1,500 fee easy to justify for regular flyers. That's now history — HDFC closed applications and shut down every feature on 1 November 2025, with remaining 6E Rewards balances converted into IndiGo BluChip points.
Frequently asked questions
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